Wolf Retirement Navigation MARCH 2018

A NOT-SO-CHARMING PRINCE

Protect Yourself Against Common Scams

“Maybe I should feel weird about giving a stranger my Social Security number, but the guy’s a Nigerian prince!”

a smaller upfront payment. Swindlers claim they need the upfront payment in order to obtain the larger reward. Today, cybercriminals love to run this scam through email, so your best bet is never to respond to messages from people you don’t know. Greeting Card Scams Email greeting cards can be a nice surprise in your inbox. Unfortunately, such emails usually end up being scams. You download malware or other malicious software after you click the link to view the card. Let’s be honest, no one sends email greeting cards anymore, so even if it looks like it’s from your sister, you can send that message straight to the trash. Scams come in different shapes and sizes, but they often share a few telltale signs. Remember to be cautious if you find yourself in any of the following situations: • Money is involved. • You’re being pressured to “Act now!” • You have been asked to share any personal information.

This line from the CBS sitcom “How I Met Your Mother” is just one example of Hollywood using the old Nigerian prince scam to make a joke about how gullible a character is. While audiences are sure to laugh, this scam and many others have successfully swindled people out of millions of dollars. Fake princes aren’t the only crooks scamming people out of their hard-earned savings. Here are some of the most popular scams and how you can avoid them. Phishing Emails Cybercriminals like to send you emails masquerading as messages from your bank or financial institution. The goal of phishing emails is to trick you into thinking you are logging in to your real account when, in reality, you are handing personal information to scammers. With this knowledge, criminals can drain your accounts or steal your identity. Protect yourself from this scam by never clicking a link to your bank in any email you didn’t request. Advance-Fee Fraud This scam has been around since the days of fax machines. Victims are offered a large sum of money in exchange for

Scammers are becoming more sophisticated, but if you practice a bit of caution, you should be able to avoid the worst offenders.

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This simple and delicious one-pot recipe is perfect for a weeknight. It only requires about 15 minutes of hands-on work, but will taste like you spent all day building flavors. It’s a hearty comfort food that’s sure to delight eaters of all ages.

INGREDIENTS

• 1 tablespoon olive oil • 8 small bone-in chicken thighs • 1 cup low-sodium chicken broth • 12 radishes, halved

• 4 large carrots, cut into sticks • 1 tablespoon sugar • 2 tablespoons fresh chives, chopped • Salt and pepper

DIRECTIONS

1. Heat olive oil in a large saucepan or Dutch oven over medium- high heat. 2. Season the chicken with salt and pepper. Brown in pan for 6–7 minutes per side. 3. Remove chicken from pan and scrape off excess fat. Add broth and stir in radishes, carrots, and sugar. 4. Return chicken to pan, placing on top of vegetables. Gently simmer with lid on pan for 15–20 minutes. Finish with chives.

Solution

2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island.

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