YOUR INSURANCE, YOU WILL YOUR INSURANCE GO UP AFTER YOUR
In this fast-paced world, it can be easy to grow impatient. Things as small as waiting for a slow website to load or waiting in a long line for coffee can sometimes leave people feeling frustrated and anxious. Practicing patience helps reduce stress and helps you realize it's okay if something takes a few extra minutes. If you find yourself feeling impatient, here are a few helpful tips. Breathe Deeply When you feel stressed, your breathing gets shallow, which amplifies anxiety. Practicing deep breathing can help reduce stress and frustration by relaxing your body and mind. This is as simple as taking a few quiet moments to inhale through the nose, drawing your breath into the belly and lungs. Count to four to help you focus as you inhale. Then exhale slowly through your mouth. After a few repetitions, you will find that your mind and body feel calmer. Switch Focus When agitated, it’s common for our thoughts to center on the irritant. Though it may feel difficult to do when you’re stressed out, switching your focus will help you calm down and be more patient. For instance, if you find yourself growing more and more frustrated by hitting red lights as you drive, try focusing on green instead. Looking for passing cars, signs, trees, or anything that is green will help break that hyper-focus and shift it from negative to positive. Soon, those red lights will be less bothersome. Meditate A great way to increase your patience is by meditating, a combination of the first two tips — focus and breathing. Meditation helps people constructively manage thoughts by allowing them to practice observing their thoughts from a neutral perspective. Regular meditation can reduce stress and improve patience throughout the day. Even just 5–10 minutes of daily practice can have a tremendous impact over time. Practice Acceptance While the above tips can help you improve your patience, sometimes you must simply accept that some things can’t be rushed. There will be times when we cannot control the outcome: A red light will change to green when it changes and no sooner. Learning to accept that can help people let go of their frustration, become more understanding of their situation, and greatly improve their patience.
You’re probably used to your kid messing up now and then: breaking the nice china, tracking mud into the house, or forgetting to feed the dog. But now that your kid isn’t so little anymore, they can get into some serious trouble — including car accidents. If they’re involved in an accident, you have to deal with mechanical and legal consequences. Plus, there's the age-old question: Will my insurance go up? Generally, the answer is yes.
The first thing you need to know is that you are not necessarily liable.
Under Texas law, you’re not held personally liable for your child’s negligence. If your teen is at-fault for the accident, that doesn’t mean you’ll be held legally responsible or that it will affect your driving record. However, if other people involved in the accident prove that you negligently entrusted your vehicle to your child, you might be liable for a negligent entrustment suit. For example, you might be liable for causing the accident if you knew:
• What the Insurance Companies DON’T Want You to Know About YOUR RIGH Your teen didn’t have a license.
Claims was written to with vital informati n wheeler, work vehicle s to bear in mind that up premiums for their amount that they are E ONE GOAL— HAREHOLDERS.
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Your teen had a history of reckless driving. Your teen was under the influence at the time.
Injured in a Car Accident? The Insurance Company Is NOT Your Friend.
Written by experienced car accident attorney S. Clark Harmonson, this is a valuable resource with the vital facts you need before talking to the insurance company or hiring a lawyer. In this book, you’ll learn everything insurance companies don’t want you to know, such as: • 12 shady auto insurance company tactics • 10 common myths and
g e e e e d s y
misconceptions about your car accident claim How we hold negligent drivers accountable
“I wrote this book to help you cut through all the confusion surrounding your accident.”
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WITH: 12 Dirty Tricks the Insurance Adjuster Will Use to Wreck Your Claim
• What you need to do immediately after an accident • Top five worst auto insurance companies in Texas
Get your free copy at ClarkHarmonsonAttorney.com or by calling our office at 915.584.8777 .
AR ACCIDENT… ET THIS RIGHT!
2 • www.ClarkHarmonsonAttorney.com
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