Strength Continue to grow, even as you near retirement
AccuMax 7 is an accumulation-focused fixed indexed annuity (FIA) that offers strong growth potential, even in a low interest rate environment. Built around multi-year crediting strategies, AccuMax 7 is designed to provide higher Participation Rates while maintaining protection from market loss. Also, unlike standard death benefits that only provide the current Accumulated Value, your beneficiary will receive an amount equal to the Accumulated Value plus a portion of any index growth from the current crediting period.
$155,000
$145,000
$135,000
a
$125,000
b
$115,000
c
$105,000
$95,000
1/1/14
1/1/15
1/1/16
1/1/17
1/1/18
1/1/19
1/1/20
1/1/21
Accumulated Value
Fixed Rate Investment
Death Benefit
a With a typical FIA crediting strategy, gains are locked in every year. However, this level of protection comes with a cost. With AccuMax 7 multi-year strategies, gains are based on the entire term, which allows for a higher Participation Rate and potentially higher gains. b Your death benefit is an indicator of how your funds are performing. When you "set it and forget it," you can see how your policy is performing in real time, with the understanding that interest won't be credited to your Accumulated Value until the end of the term. c Work with your financial professional to understand how AccuMax 7 may compare to other options you may have, including fixed rate investments. Depending on your situation, you may want to look at how guarantees, withdrawal charges, taxes, potential growth and other factors apply to you. This hypothetical example assumes $100,000 initial premium into the 7-Year Point-to-Point S&P 500® Index Strategy with a 50% Participation Rate, no withdrawals and a rate of 1.50% for a hypothetical fixed rate product. The product was not available during this time frame and the index was simulated solely for comparative values. This example is for informational purposes only and is not indicative of past performance, nor intended to predict future performance of any specific product. Annuities differ from fixed rate products. Withdrawal charges may apply to an annuity. Interest earnings in an annuity are not taxed until withdrawn. Annuity withdrawals and distributions may be subject to income tax and, if withdrawals or distributions are taken prior to age 59½, a 10% federal penalty tax may apply. Annuities are issued by insurance companies and are not FDIC insured. Fixed rate products issued by financial institutions may be FDIC insured.
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