Build a Benefit Base that prepares you for the future. An Income and Death Benefit Rider is included automatically at no additional charge with the Athene Agility annuity. When you purchase your annuity, a Benefit Base is set up for your rider. Your Initial Benefit Base includes a bonus. The initial value of the Benefit Base is equal to the premium used to purchase your annuity, plus a bonus. What your Benefit Base does. The Benefit Base helps determine your Lifetime Income Withdrawal amount and Rider Death Benefit. It has no cash value or surrender value and cannot be withdrawn in a lump sum. Waiting period. There is a waiting period before you can begin Lifetime Income Withdrawals. You must hold your annuity until the end of the Withdrawal Charge Period and be at least 50 years old before you can use the rider’s income benefit. There is no waiting period for the Death Benefit.
It’s during these important waiting period years that your Benefit Base has the opportunity to grow. The bigger the Benefit Base, the greater the income payment or death benefit amount you may receive.
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