Athene Agility Annuity

Here’s how your Benefit Base is built: Initial Premium + Benefit Base bonus

+ Benefit Base interest credits, if any – Withdrawals from your annuity 6 = Benefit Base Your Benefit Base will continue to receive Interest Credits — even while you’re getting your “retirement paycheck.” Prior to starting income, your Benefit Base will increase by 200% of any Interest Credits that are added to your annuity’s Accumulated Value. Once you start receiving your retirement paycheck, your Benefit Base will continue to grow by 200% of any interest credits you earn. This provides you with an enhanced Death Benefit. 7

An Income and Death Benefit Rider is included automatically at no additional charge with the Athene Agility annuity.

6  Withdrawals are taken from your annuity's Accumulated Value and the Benefit Base is reduced proportionally. This means the Benefit Base is reduced by the same percentage that the Accumulated Value is reduced for the withdrawal. 7 The Rider Death Benefit cannot be taken in a lump sum. It can be taken over a period of time declared by the company, and guaranteed not to exceed 10 years.

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