Grow, protect and enjoy your retirement nest egg.
Throughout your working life, you've focused on saving money for retirement. Now, you're also thinking about how to spend it.
It's the perfect time to consider an Athene Ascent Pro fixed indexed annuity.
As you save for retirement, your annuity helps in two important ways. When the market is expanding, you can accumulate money tax-deferred. If there's a downturn, you're protected from market loss. When you’re ready to take income, the built-in Ascent Income Rider gives you, for a charge, the ability to create a guaranteed “paycheck” to carry you through your retirement years. Grow your annuity’s value and lock in your gains. You can purchase an Athene Ascent Pro annuity with a premium of as little as $10,000, 5 up to $1,000,000. Larger amounts are considered with company approval. Your premium plus a one-time Premium Bonus, 6 plus any interest you earn over time, minus any withdrawals and charges, is called your Accumulated Value .
Here's how your annuity helps grow and protect your retirement savings.
Pursue growth in your Accumulated Value by allocating it to any combination of your annuity’s interest crediting strategies. A fixed strategy provides a guaranteed annual rate of interest that is credited to your annuity daily. Athene will declare a new guaranteed rate for the fixed strategy each year. You can also select indexed strategies . These give you the potential to earn interest based in part on the upward movement of a stock market index. Plus, it's guaranteed that you will never earn less than 0% interest. You also benefit because any interest credits you earn are locked in and can’t be lost due to market downturns. You have the flexibility to reallocate available funds at the end of each interest crediting period. 7
Potential to earn interest based in part on the performance of a stock index
Protection from loss due to market downturns
A guaranteed interest rate in the fixed strategy
A Premium Bonus that provides an initial boost to your annuity’s Accumulated Value 6
An insert with more information on your annuity’s indexed interest crediting strategies will be provided with this brochure by your financial professional.
5 $5,000 in AK, CT, HI, ID, LA, MN, MO, NH, NJ, OR, PA, UT and WA 6 The bonus and any earnings on the bonus are subject to a Premium Bonus Vesting Adjustment. Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, lower Participation Rate, higher Annual Spread, or other limitations not included in similar annuities that don’t offer a Premium Bonus feature. Please see Product Details Insert for more information. Not available on all products. 7 Please see the Index Strategy Disclosure and Allocation Form Insert for more information. Index crediting strategies may be added (upon regulatory approval) or eliminated at the company's discretion. If a strategy is eliminated, its value will be reallocated to the Fixed Strategy. 4
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