Table of Contents Benefits for 2025
• Introduction
3
• Overview of Benefit Programs
4
• Medical Benefits
5
• Health Savings Account (HSA)
6
• Health Joy
11
• Dental Benefits
18
• Vision Benefits
20
• Flexible Spending Account (FSA)
21
• Life Insurance
22
• Short & Long-term Disability Insurance
24
• Supplemental Health Benefits
25
• Commuter Benefits
26
• Employee Assistance Program (EAP)
27
• Family Planning & Women’s Health EAP (Carrot)
28
• Employee Discount & Perk Program
29
• Retirement Plan
30
• Online Enrollment
31
• Legal Notices
32
• Legal Notices - COBRA
41
• Legal Notices - FMLA
46
• Contact Page
48
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
2025 Employee Benefit Guide
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