2025 Benefit Guide NY Final Gersh (corrected)

Benefits for 2025

Short & Long Term Disability Insurance

SUMMARY OF COVERAGE

Disability Insurance replaces a percentage of your income during extended periods of illness or injury that prevent you from performing your regular work. This benefit is an additional offering provided by Legacy Group Enterprises to enhance and increase your coverage at a lower cost.

Voluntary Long-Term Disability (LTD)

Employer Paid Short-Term Disability (STD)

60% of your monthly pre- disability earnings up to $15,000 per month for up to 2 years

60% of your monthly pre- disability earnings up to $1,216 per week for up to 25 weeks

180 day waiting period

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.

2025 Employee Benefit Guide

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