Investment Policy Statement Best Practices INT1345-Print

Having a well-defined and clearly articulated IPS is vital in today’s challenging investment landscape. The IPS should serve as the blueprint for non-profit organizations seeking to meet their objectives while minimizing total portfolio risk. It is imperative that the board engage an investment partner that can help with asset allocation, spending policy, and benchmark analysis, as well as exploring the long term impact of alternative asset classes, active versus passive management styles and other factors that can impact the strategy established within the policy. This analysis is a critical component of effective board governance and helps board members satisfy their fiduciary obligations to the organizations they serve by seeking information to help them make well-informed investment decisions. Commerce Trust Company has been working with non-profit organizations and foundations to develop and implement sound investment strategies for over 70 years. We understand that non-profit organizations are an important part of our community that enriches the lives of our clients, employees, and partners where we work and live.

INVESTMENT POLICY STATEMENT CONSIDERATIONS:   Return needs    Risk tolerance    Liquidity needs   Time horizon    Unique preferences    Spending policy level and method   Regulatory/legal constraints   Economic environment

For more information, please contact the Non-Profit Services team at Commerce Trust Company. 1-800-892-7100 x22883 | commercetrustcompany.com

Commerce Trust Company

Commerce Trust Company is a division of Commerce Bank. INT1345

NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE

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