Benefits for 2025
Flexible Spending Account FSA
The Gersh Agency is offering a Flexible Spending Account (FSA) for 2025. This is how an FSA works:
› You set aside money for your FSA from your paycheck before taxes are taken out. › Then use your pre-tax FSA funds throughout the plan year to pay for eligible health care or dependent care expenses. This includes medical, dental, and vision expenses. › You save money on expenses you’re already paying for. › Healthcare FSA contribution Max: $3,300. Dependent care Account: $5,000.
You may also be able to carry over up to $660 of unused funds to the following plan year. Refer to your FSA documentation for more details.
DEPENDENT CARE FSA ELIGIBLE EXPENSES
HEALTH FSA ELIGIBLE EXPENSES
› Medical expenses: co-pays, co-insurance, and deductibles › Dental expenses: exams, cleanings, X-rays, and braces › Vision expenses: exams, contact lenses and supplies, eyeglasses, and laser eye surgery › Professional services: physical therapy,
› Care for your child who is under age 13 › Before and after-school care › Baby sitting and nanny expenses › Day care, nursery school, and preschool › Summer day camp › Care for a relative who is physically or mentally incapable of self-care and lives in your home
chiropractor, and acupuncture › Prescription drugs and insulin
› Over-the-counter health care items: bandages, pregnancy test kits, blood pressure monitors, etc.
Refer to your FSA documentation for more information.
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
2025 Employee Benefit Guide
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