Benefits for 2025
Long Term Disability Insurance
SUMMARY OF COVERAGE
Disability Insurance replaces a percentage of your income during extended periods of illness or injury that prevent you from performing your regular work. This benefit is an additional offering provided by Legacy Group Enterprises to enhance and increase your coverage at a lower cost.
Long-Term Disability (LTD)
60% of your monthly pre-disability earnings up to $15,000 per month for up to 2 years
180 day waiting period
This is a benefit you pay for as an employee • Coverage is available to all employees that meet eligibility requirements • Life Benefit Age Reduction for active employees over starting at age 65 • This benefit does not have a true open enrollment. To enroll in any voluntary life amount after your initial eligibility period, you must complete an evidence of insurability form. There is no guarantee of approval of the voluntary life amount requested • Rates available on our ADP enrollment platform
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
2025 Employee Benefit Guide
25
Made with FlippingBook interactive PDF creator