2025 Benefit Guide Cal Final Gersh (corrected)

Benefits for 2025 The Gersh Agency Retirement Plan

SUMMARY OF COVERAGE

The Gersh Agency: Retirement Plan Summary

Your Group’s Plan Number: 428751

The Gersh Agency encourages you to accumulate savings for retirement through convenient 401(k) pre-tax and Roth (after- tax) payroll deductions.

Eligibility All employees are eligible after 60 days of continuous employment. You can choose to contribute to the Plan with before-tax contributions, and/or Roth 401(k) contributions.

Enrollment Employees will be auto-enrolled on the 1st of the month after 60 days of continuous employment. The default enrollment is a 3% pre-tax contribution, which will be deducted from your pay and deposited into your retirement account in the Plan’s default fund.

How to Change Contributions To review or make changes to your retirement contributions please refer to any of the below Account Resources.

Account Resources Website: workforcenow.adp.com Text: “Enroll 428751” to 72408 Call: 1-866-695-7526 App: ADP Mobile Solutions App Visit https://mobile.adp.com OR Scan the QR code

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.

2025 Employee Benefit Guide

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