Benefits for 2025 Overview of Benefit Programs
The Gersh Agency provides an array of benefits that can help you enjoy increased well-being, deal with an unexpected illness or accident, build and protect your financial security, balance your personal and professional life and meet everyday needs. These benefits are affordable, comprehensive, and competitive.
The table below summarizes the benefits available to eligible staff and their dependents. These benefits are described in greater detail in this booklet.
BENEFITS AT-A-GLANCE
Coverage
Carrier
Medical
Cigna
Dental
Cigna
Vision
Cigna
Life/AD&D
Mutualof Omaha
Long-Term Disability
Mutualof Omaha
Accident, Critical Illness, Hospital Indemnity
Cigna
Telemedicine/Health Wallet
HealthJoy
Employee Assistance Program (EAP)
Mutual of Omaha
Health Savings Account (HSA)
HSABank
Flexible Spending Account (FSA) Limited Purpose Flexible Spending Account (LFSA) Commuter Benefits
WEX
401(k)
ADP inc.
ELIGIBILITY
Full-time employees working a minimum of 30 hours per week and eligible dependents. Employee must be 21 years of age to be eligible for the 401(k).
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
2025 Employee Benefit Guide
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