Jeffrey B Kelly Oct 2017

DON’T BE AFRAID THE IMPORTANCE OF TALKING TO AN ATTORNEY ABOUT BANKRUPTCY

On our cover, we mention a couple spooky stories. But many people are even afraid of meeting with an attorney. The truth is, we are the easiest people on the planet to come talk to. There are a number of reasons why it is so important to get past your fear and talk to an attorney if you are in a bankruptcy situation. Free Consultation We offer everyone a free consultation. Even if you are unsure if you want to use a lawyer, it’s worthwhile to take advantage of your free consultation. The cost to file will vary based on the facts of your case. Knowledge Is Power In any case, the more you know, the more you can advocate for yourself. Especially when it comes to bankruptcy, the complicated laws make talking to a lawyer helpful. Determine Your Filing Options When it comes to bankruptcy law, you have choices about which chapter to file. We can advise you about which will best fit your case and cost you the least, both in money and stress. Save Money in the Long Run While using an attorney for your case will cost money, so will making unnecessary interest payments. An attorney can help you

determine if you can file for a chapter that will stop interest from accruing. For example, with Chapter 13, if you owe $10,000 in credit card debt and have an interest rate of 25 percent, you could save $2,500 per year in credit card interest alone. Find Out What’s at Stake Talking with an attorney will help you determine what is at stake. Are you concerned that you could lose your belongings? That your car or house could be taken away? Before panicking, contact us to find out what is really at stake. To start your new lease on life, consult an experienced bankruptcy attorney in Rome from the Law Office of Jeff Kelly.

REFRIED BEAN POBLANOS WITH CHEESE

This vegetarian meal comes together in less than 15 minutes. It’s the perfect way to avoid takeout on a busy weeknight.

Ingredients • 4 medium poblano chilies, halved and seeded

Recipe courtesy of CookingLight.com.

1 (8.8-ounce) pouch microwaveable cooked long- grain rice

1 cup (4 ounces) pre-shredded reduced-fat 4-cheese Mexican blend

1 (16-ounce) can fat- free refried beans

½ cup picante sauce

Chopped fresh cilantro (optional)

Directions 1. Place chili halves, cut sides up, on a round microwave-safe

and picante sauce in a medium bowl, stirring well. Spoon bean mixture into chili halves. Cover with wax paper; microwave on high 2 minutes.

3. Uncover chilies,

sprinkle each half with 2 tablespoons cheese, and

plate. Cover with wax paper; microwave on high 3 minutes.

microwave on high 1–2 minutes or until cheese melts. Sprinkle with cilantro, if desired. Break Free From Your Debt • (678) 568-2276 • 3

2. While chilies cook, combine beans, rice,

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