Hidden Details A MIGHT REVEAL
PROTECTING YOURSELF AFTER A CRASH
After a wreck, it usually does not take long for the phone to ring. An adjustor from the other driver’s insurance company calls, sounds polite, and tells you they just want to hear your side of the story. Then they ask if they can record the conversation. It can feel like a simple request, but there is a lot going on behind it. A recorded statement is exactly what it sounds like. The adjustor asks questions over the phone, records your answers, and keeps that recording in the file. This often happens just a few days after the crash. People are still shaken up, they have not seen all the doctors they need to see, and they do not know how bad their injuries will be. The insurance company knows that. One of their main goals is to lock you in on what hurts, what treatment you plan to get, and your version of how the wreck happened. They may also steer you into saying things that sound like you accept some of the blame, even if you did nothing wrong. THE RISK OF RECORDED STATEMENTS
you off or refuses to tell the truth about what happened. If you tend to drive aggressively or take chances behind the wheel, you should think hard before you record every mile.
Either way, remember that a dashcam is not just a gadget. It is evidence, and you need to be ready for whatever it shows.
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In some cases, they skip the recorded statement and go straight to a quick settlement over the phone. I have seen people with significant injuries talked into taking $1,500 for pain and suffering. Those agreements are usually enforceable. By the time they come to see me, there is very little I can do. One thing you need to know is that you are not required to give a recorded statement to the other driver’s insurance company. I have settled countless claims without one. When an adjustor pushes for it, I often say they can have my client’s recorded statement if I can take a recorded statement of their insured driver. I have never had them say yes to that. They know it is not a fair trade. If you are hurt in a wreck and an insurance company calls asking to record you, my advice is always to talk with a lawyer first. You should never go through that conversation alone. A short phone call on a recorded line can change the whole course of your case.
INGREDIENTS •
2 cups heavy cream, cold 1 1/2 cups (minus 1 tbsp) all- purpose flour
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1 tbsp vanilla paste
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2 tsp baking powder 1/2 tsp fine sea salt
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1/2 cup shelled pistachios, finely chopped, plus extra for topping Powdered sugar for dusting
3 large eggs
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1 1/4 cups sugar
DIRECTIONS
1. Preheat oven to 350 F, then butter and flour a 9-inch springform pan. 2. Whip cold cream until it forms firm peaks, then refrigerate. 3. Whisk together flour, baking powder, and salt, then set aside.
4. Beat eggs, sugar, and vanilla until light and fluffy. 5. Fold pistachios and flour mixture into egg mixture. 6. Gently fold cream into the batter until no streaks remain. Spread batter evenly in prepared pan. 7. Bake for 50–60 minutes, or until puffed and golden on top. Let the cake cool for 10 minutes, then remove from pan. 8. Dust with powdered sugar and top with pistachios. Serve warm or at room temperature!
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