Risk Services of Arkansas - November 2023

MAYO MAGIC: THE SECRET TO JUICY THANKSGIVING TURKEY The turkey undoubtedly takes center stage among the many culinary delights that grace the Thanksgiving table. While there are plenty of methods for cooking a turkey, many chefs and home cooks swear by the “mayo method” as the best way to achieve a moist and flavorful Thanksgiving turkey — here’s why! Moisture Lock One of the biggest challenges when roasting a turkey is maintaining its moisture. The mayo method involves slathering the turkey with a layer of mayonnaise before roasting. Because mayonnaise contains oil, it helps lock in moisture during cooking, resulting in a juicy and tender turkey. Flavor Infusion If you’re a mayo lover, you’ll agree it’s delicious! While it gives the turkey a subtle and rich flavor, the result doesn’t taste like mayonnaise at all! (Mayo haters can breathe a sigh of relief.) Even Browning Applying mayonnaise to the turkey creates an even and beautiful browning effect on the skin. This enhances the visual appeal and contributes a succulent and slightly crispy texture. Spice Kick Don’t worry — you’re not using only mayonnaise on your turkey. The mayo method serves as an excellent base for your choice of seasonings. You can create your own mixture before applying it to the turkey. Thyme, parsley, garlic powder, sage, cayenne, and rosemary are all great options. Simple Preparation The mayo method streamlines your preparation process — here’s what to do:

ARE SHOCK VERDICTS TO BLAME? Social inflation has steadily increased over the past few years. For those unfamiliar, insurance experts use social inflation to describe the rising costs of insurance claims when overall inflation rates can’t account for those costs. New risks, law changes, and medical technology advancements are usually the driving forces behind social inflation. Yet, another factor is responsible for the recent uptick in social inflation — nuclear or shock verdicts. “Shock verdicts were previously limited to certain jurisdictions, and the analysis of a claim from the beginning was impacted by the venue or potential venue,” says Laura Gregory, Esq., CPCU, partner at Sloane and Walsh LLP. “In recent years, we are seeing these verdicts all over the country. Although they are more common in some jurisdictions than others, nowhere is safe.” Currently, two theories explain why shock verdicts have become so much more common. The first is the “anchoring effect.” This occurs when a person weighs the first piece of information they receive the most heavily. Their perception of the original information does not change as they receive more information. For a general example of the anchoring effect, look at how we view sales. When you first see an item in a store, you anchor it to its price point that day. If the price goes up in the future, you’ll have a harder time purchasing the item, but if it goes down, you’ll think you’re getting a great deal. When society grows accustomed to seeing verdicts in the millions or billions, juries won’t think twice about awarding exorbitant sums. The other theory is the “reptile theory.” This states that individuals prefer safety and survival, so juries are more likely to award punitive damages to punish defendants and deter others from similar behaviors.

Industry experts are in the process of determining if social inflation is a long-lasting threat or if it will de-escalate on its own.

Allow your turkey to thaw. Create your custom mayonnaise by mixing it with your seasonings of choice. Dry the turkey with paper towels and season it with salt and pepper. Gently separate the skin from the bird and slide in cubes of butter. Rub the entire turkey with your mayonnaise mixture, inside and out. Bake at 450 F for 30 minutes. Then lower the temperature to 325 F and cook for 15 minutes per pound.

This Thanksgiving, give the mayo method a whirl — you and your guests won’t be disappointed!

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