Lyndon Thomas Insurance - November 2023

Lyndon Thomas Insurance

SAY GOODBYE TO CHRONIC CLUTTER — USE THE CORE 4 METHOD TO TRANSFORM YOUR HOME!

If you’ve attempted Marie Kondo’s famous “spark joy” approach to decluttering but still have too much stuff, you might want to try the CORE 4 Method designed by professional organizer Kayleen Kelly. Kelly specializes in tackling “chronic clutter” and designs her techniques to work for everyone , including people who are neurodivergent. Her CORE 4 Method has earned her millions of online fans because it includes just four steps anyone can follow to purge clutter! Here’s how it works. Step 1: Clear Out — First, choose one room of your home to work on. Then, grab a trash bag and several sturdy boxes. Use the bag to collect trash like food wrappers or broken items you never got around to

repairing. Then, look for things that belong in other rooms of your home and toss them into the boxes, using a different box for each room. If you’re working in your office, for example, move extra sweaters to your bedroom box and the spare hammer to your garage box. Then, put the boxes in their corresponding rooms to deal with later. Step 2: Categorize — Sort everything left in your room into categories. In your bedroom, you might have one pile for clothes, one for shoes, and another for hobby items. Step 3: Cut Out — Assess the storage in your room and use that space to calculate how many items you can keep from each category. For example, if you have a category of books, figure out how many will fit on your bookshelf. That’s how many books you can keep! Then, choose a category and go through it item by item. Kelly recommends using the “3 Second Rule”: Give yourself three seconds to decide if each item is a “Yes’’ or a “No,” and consider anything you hesitate on a “Yes.” Repeat this cycle until you have the right number of items in each category. Step 4: Contain — Stash each category of items in its designated storage space. Kelly suggests keeping “like” items together and ensuring your regularly used things are easy to access. These four steps can help you tackle even the most cluttered spaces. With help from a few friends, you can organize an entire room in a single day!

WHEN FAME MEETS INHERITANCE: ANNE HECHE’S LEGACY

News of Anne Heche’s death stunned the entertainment world in August 2022. The 53-year-old actress who starred in “Donnie Brasco’’ and “Six Days Seven Nights’’ was driving her MINI Clubman when she crashed into a Los Angeles home. A fire broke out from the accident, and firefighters were unable to remove the car — or Heche — for over 45 minutes. Following the accident, Heche fell into a coma and passed away seven days later due to inhalation and thermal injuries as well as a sternum fracture. Unfortunately for Heche’s family, she passed without a will in place, which complicated matters significantly. Heche’s eldest son, Homer Heche Laffoon, filed a petition to be appointed administrator of her estate not long after her death. James Tupper, Heche’s ex-partner and father to her second child, argued that he could reject the petition as he

believed Homer was not suitable due to his age and lack of income. Furthermore, Tupper provided an email written by Heche that left the estate in his hands. It read, “FYI In case I die tomorrow and anyone asks. My wishes are that all of my assets go to the control of Mr. James Tupper to be used to raise my children and then given to the children.” Heche sent the email in 2011 when the couple was still together. Unfortunately, the email was not legally binding, and a judge gave complete control of Heche’s estate to her son, Homer. The estate consisted of $110,000 in bank funds and uncashed checks as well as an estimated $400,000 in other assets. However, people continued to target Heche’s estate with massive lawsuits. In November

2022, the woman renting the home that Heche crashed into sued the estate for at least $2 million, then the homeowners filed their own lawsuit. A month later, a credit card company sued the estate for $36,000 in credit card debt. Like many other celebrity estate planning cases that make the news, this entire situation could have been avoided if Heche had created an estate plan.

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