IS ORDERING TAKEOUT WRECKING YOUR FINANCES?
Statistically speaking, as a U.S. adult, it’s likely that you eat at restaurants five times a week or more, but even if it’s cheap fast food, it might be doing more damage to your personal finances than you think. Data from the U.S. Department of Labor shows that the average American dines out 5.9 times per week and spends about $3,500 on eating out every year. To put it into another perspective, if you spent $15 per meal five times a week, that’s about $300 over four weeks.
• Outsourced meal-planning • Save money with a restaurant discount or offer • A helpful option when convenience is needed
Whether you need a break, a window of time to socialize, or want to enjoy the thrill of a good deal, there are definitely ways to meet these needs in a budget-friendly way. Try doing the following: • Put together a treat at home you adore . There are a lot of ways to brew high-quality coffee at home the way you love it — and at a price you adore even more. • Meet family, friends, and coworkers at a park or for a potluck. • Set up weekly or monthly meal staples. Think now and you won’t have to later. It’s time to go recipe hunting! • Consider if the total bill amount will fit in your budget, even if you have coupons or other discounts. • Always have fast, lazy meal options when the need strikes. There are even healthy options in the frozen food aisles these days! You have many options! You can also re-prioritize your spending, such as choosing to spend on restaurants while out with friends but not ordering food while at home alone. Even though we all love supporting our local restaurants, don’t forget to look out for your own future, too!
It’s worth asking yourself if spending hundreds of dollars every four weeks on cafes and restaurants is getting in the way of your financial goals. If not, great! But if you’re worried, then it’s time to ask yourself what you’re craving.
Many U.S. adults buy restaurant food for a number of reasons, including:
• A treat to get you through your commute or workday • Quality time with family, friends, or coworkers
Cross-country trips are a must when you’re a motorcycle rider, and as summer approaches, your opportunities to explore this country on the back of your bike are opening up. If you have a big trip planned this summer, keep these safety tips in mind. Be visible. Since motorcycles are smaller than vehicles, it’s easy for drivers to miss a motorcyclist in the lane next to them or those who are approaching them. To increase the chances of being seen, wear bright clothing and ride with your lights on. Be vigilant and watch for drivers who may not be paying attention. RIDE ON! Safety Tips for Motorcycle Season
when operating a motorcycle or other vehicle, this becomes imperative as you enter someplace new.
Wear the right gear. Protect your noggin, legs, arms, and torso by wearing gear that provides you with extra cushion and safety. Your helmet should fit snug on your head, and you should wear long pants that will protect your knees and legs from the pavement. It’s advised that you wear a long-sleeved shirt, too! Add your insurance. If you paused your motorcycle insurance for the season, don’t forget to restart it! This will give you greater protection in an accident. As for vehicle drivers … Motorcycle safety is not solely on the riders! Drivers should also take extra caution when driving to watch for riders. Remember, because they are smaller than other vehicles, motorcycles are easily missed. You can avoid this by remembering to check for motorcyclists before changing lanes or driving through an intersection. And be cautious when following a motorcycle so as to not be so close.
Take it slow. If you didn’t ride much in the winter — or you’re in unfamiliar terrain — be cautious. It’s always advantageous to take a “practice” ride
as the weather gets nicer to fall back into the groove of driving again. If you’re someplace new, go slow and be extra cautious. While you should always pay attention
At the Law Office of William F. Underwood, III, P.C., our team is experienced in helping those injured in a motorcycle accident. To learn more, please call the number on the bottom of this newsletter.
2 | 229-888-0888
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