Campbell Wealth Management - December 2021

5 Tips for Good Hair Health as You Age Keep Your Hair Lush in Retirement

recommends eating low-fat red meat a few times a week for hair health, but you can also get protein from plant-based sources like tofu, lentils, and chickpeas.

take precedence over others. Certain things, such as paying down debt, will be more important than purchasing a new car when yours runs just fine. Analyze your finances. It is important to know exactly how much needs to be saved for retirement. This way, you can set up an accurate plan. Work with Campbell Wealth Management to achieve your 2022 retirement goals. Our team of professionals is prepared to help you prepare for the future, avoid costly risks, and meet goals that you may not have even realized are attainable. To learn more about retirement planning in 2022, call us today to speak with an experienced wealth management advisor. We are here to help! and either slow your hair’s growth or cause it to fall out! To avoid this, aim for a slow, sustainable weight loss instead. 4. Be gentle with your locks. To keep your hair looking its best, swap your brush for a wide-tooth comb, always be gentle with tangles, and if you have longer locks, avoid styling them in tight buns, braids, or ponytails. High-tension styles can damage your hair. 5. Reduce your stress. It sounds like a cliche, but the healthier you are, the healthier your hair will be! To boost your health, try minimizing the stress in your life with regular exercise, outdoor activities, meditation, and plenty of sleep.

If your hair stylist has a quote on the wall, odds are good it’s this one: “Invest in your hair. It’s the crown you never take off.” No one knows for sure who came up with that saying, but the older we get, the more truth there is to it. It takes time and energy to prevent a lush head of hair from turning into a sparse one. Everyone’s hair thins, lightens, and gets brittle with age. It’s a sign of a long-lived life and nothing to be ashamed of. That said, there’s no reason to lose your hair before your time! Here are five strategies to keep your crown shining as long as genetics allow.

2. Choose natural products that are

tailored to your hair type. When you’re shopping for shampoo and conditioner, look for products without parabens, phthalates, sulfates, alcohol, or silicones. (Healthline.com has a great guide for this!) You should also buy products made for your hair type, whether that’s oily or dry, coiled or curled. Finally, avoid dying your hair at home or regularly styling it with heat. Both things will damage your locks!

1. Never skip the protein. According

to the Cleveland Clinic, your hair is made almost entirely of protein, and it will suffer when you don’t eat enough! Dermatologist Wilma Bergfeld

3. Avoid crash diets. When you lose a lot of weight at once, you can shock your body

Begin Planning Your 2022 Retirement Goals It’s Never Too Early

2022 is practically here and planning for retirement as soon as possible is the best way to set yourself up for success. According to the U.S. Census Bureau, the average age of retirement for men is 65 and the average age of retirement for women is 63. Having a budget in place helps keep frivolous spending at bay and also helps you be more responsible when it comes to putting money away for retirement. Here are some tips to help you create retirement goals for the new year.

estimate how far out you are from achieving them. Set some for the near future, some for a few years out, and some for a decade out to ensure that you are always on track. Have target dates in mind. For each retirement goal, have deadlines in place to hold yourself accountable. When you have dates in mind, you can then plan how much needs to be saved up along the way. Priority is key. Prioritizing your financial goals should feel a little instinctive, for some will naturally

Give all income a ‘job.’ Take each dollar that comes into the

household and allocate where each goes and see what is left over at the end of the month. Then, that money can go toward paying down debt or saving for retirement. Your financial goals should reflect where you are now and where you want to be in the future. Set short-, mid-, and long- term goals. Your goals need to be measurable and specific. This means that you should be able to

This is intended for informational purposes only and should not be construed as tax advice. Consult your tax advisor regarding your situation.

2 • CampbellWealth.com

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