MAA 2021 Benefits Guide

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A Health Reimbursement Account, or HRA, is an employer-funded account offered in combination with the Choice Fund HRA health plan that is used to pay covered expenses applied to your health plan Copays , Deductible and Coinsurance . The account is administered by Cigna and funded by MAA, as indicated below.

How i s My HRA Funded?

Automatic HRA Contribution for Employee + Child(ren) Coverage Level

Automatic contribution upon enrollment and January 1 of each year thereafter

$250 per year

Earned HRA Contributions for Employee + Covered Spouse

You and your covered spouse (if applicable) can earn wellness incentives by completing various activities throughout the year in our Motivate Me program with Cigna. Read more on page 19.

Up to $250 each per year

Unused funds in your HRA carryover at the end of each year with no limit, as long as you remain covered under the Choice Fund HRA Plan. If your coverage terminates under the Choice Fund HRA plan, you forfeit any unused funds in your HRA.

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