Disability Benefits Shor t-Term and Long-Term Disability insurance provides you with income protection if you are unable to work due to a non-work related illness or injury. MAA provides disability insurance through Lincoln Financial Group at no cost to eligible full time associates. Short-Term Disability Insurance (STD) If you are out of work due to a non-work related injury or illness, you have a seven day elimination [EMXMRK TIVMSHFIJSVI]SYVFIRIƼXWFIKMR(YVMRKXLEXXMQI ]SYGERYWIEZEMPEFPI7MGO8MQIERHSV :EGEXMSR-J]SYVHMWEFMPMX]GPEMQMWETTVSZIHF]0MRGSPR*MRERGMEP+VSYT ]SYV78(FIRIƼXW[MPP FIKMRSRXLIIMKLXLHE]SJEFWIRGI EWMRHMGEXIHMRXLIXEFPIFIPS[78(FIRIƼXWEVITEMHXS]SY by MAA, according to the normal biweekly payroll schedule. Long-Term Disability Insurance (LTD) -RXLIIZIRX]SYVHMWEFMPMX]GSRXMRYIWFI]SRHXLIHYVEXMSRSJFIRIJMXWJSV78( ]SYV08(FIRIƼXW will be paid to you directly by Lincoln Financial Group as indicated in the following table.
Duration of Benefits
Disability Plan When Benefits Begin
Payments
Maximum
8th day of absence from work due to a non-work related injury or illness
26 weeks (includes 7-day elimination period) To age 65 or as determined by the plan
Shor t-Term Disability
60% of weekly earnings*
$2,000/week
Long-Term Disability
181st day of disabling condition
60% of monthly earnings*
$10,000/month
*Earnings are defined as base salary plus bonuses and/or commissions paid in the prior calendar year.
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