MAA 2021 Benefits Guide

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Accident Insurance

An accident can happen at any time. Even with quality medical insurance, you can have unplanned out-of-pocket costs associated with an accident. Accident Insurance through MetLife can help you be better prepared by TVSZMHMRK]SY[MXLETE]QIRXXSYWIEW]SYWIIƼXMJ]SYI\TIVMIRGIE covered event. Payment will be in addition to any other insurance you may have and can help you focus more on getting back on track and less on the extra expenses an accident may bring. More than 150 covered events/services are included, such as fractures & dislocations, 2nd and 3rd degree burns, concussions, cuts and lacerations, eye injuries and emergency care. Additional features include guaranteed EGGITXERGIJSV]SYERH]SYVIPMKMFPIJEQMP]QIQFIVW E[IPPRIWWFIRIƼX the convenience of paying your premiums through payroll deduction and por tability should you leave MAA. Click here to visit the MetLife website customized for MAA, where you can learn about the products available to you at group discounted rates, which vary based on whether or not you use XSFEGGS ]SYVEKI SV]SYVWTSYWIƅWEKI  ERHXLIPYQTWYQFIRIƼXEQSYRX you choose. Click here for the Accident Insurance Plan Summary. Critical Illness Insurance Critical illnesses can happen when you least expect them – and they can be costly. Even quality medical insurance can leave you with expenses to pay, such as copays, deductibles and coinsurance – which can add up fast. While most medical plans provide coverage for hospital and medical expenses, they don’t cover daily living expenses, childcare, or lodging expenses if you need to seek care far from home. Critical Illness Insurance through MetLife can help close those gaps. The policy provides a lump-sum payment if you or a covered family member is diagnosed with one of many medical conditions, such as cancer, hear t attack, stroke, coronary ar tery bypass graft, kidney failure, Alzheimer ’s HMWIEWIERHQENSVSVKERXVERWTPERX8LIVIMWEPWSETEV XMEPFIRIƼXEZEMPEFPI for over 20 other medical conditions. Additional features include guaranteed EGGITXERGIJSV]SYERH]SYVIPMKMFPIJEQMP]QIQFIVW E[IPPRIWWFIRIƼX the convenience of paying your premiums through payroll deduction, and por tability should you leave MAA. Click here to visit the MetLife website customized for MAA, where you can learn about the products available to you at group discounted rates. Click here for the Critical Illness Insurance Plan Summary. Hospital Indemnity Insurance Hospital Indemnity Insurance works to complement your medical coverage – and pays in addition to what your medical plan may or may not cover. It’s GSZIVEKIXLEXGERLIPTWEJIKYEVH]SYVƼRERGIWJSVPMJIƅWYRI\TIGXIHIZIRXW by providing you with a lump-sum payment when your family needs it most. The payment you receive is yours to spend however you like. It typically pays EƽEXEQSYRXYTSR]SYVLSWTMXEPEHQMWWMSRERHEHEMP]EQSYRXTEMHJVSQ each day of your stay. It also provides payment if you’re admitted to or have XSWXE]MRER-RXIRWMZI'EVI9RMX -'9  EW[IPPEWSXLIVEHHIHFIRIƼXWERH WIVZMGIWXSS%HHMXMSREPFIRIƼXWMRGPYHIKYEVERXIIHEGGITXERGIJSV]SY and your eligible family members, the convenience of paying your premiums through payroll deduction, and por tability should you leave MAA. Click here to visit the MetLife website customized for MAA, where you can learn about the products available to you at group discounted rates, which vary based on whether or not you use tobacco, your age (or your spouse’s age), and the PYQTWYQFIRIƼXEQSYRX]SYGLSSWI Click here for the Hospital Indemnity Insurance Plan Summary.

Bi-Weekly Associate Contributions

Employee Only

$4.47

Employee + Spouse

$8.51

Employee + Child(ren)

$9.25

Employee + Family

$11.48

Bi-Weekly Associate Contributions

Contributions vary based on whether or not you use tobacco, your age (or your spouse's age) and the lump sum benefit amount you choose. Refer to your New Hire or Open Enrollment event in Workday to view your contributions based on the above variables.

Bi -Week l y Assoc i ate Cont r ibut ions

Employee Onl y

$6.25

Employee + Spouse

$11.93

Employee + Chi ld( ren)

$11.31

Employee + Fami l y

$18.87

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