Vayman & Teitelbaum - October 2022

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B reak O ut Y our F avorite R ecipe IT’S NATIONAL COOKBOOK MONTH

OCTOBER 2022

many that I have to use an app that scans bar codes when I look for a new one in an effort to avoid buying duplicates. I get a great feeling of satisfaction when I make a recipe from scratch, but it’s the delight I receive from my family that helps bring even more joy to the process. I’m fortunate that, whether or not it’s deserved, my family usually gives my cooking rave reviews and members of my extended family are always excited when they get an invite to an event where I’m cooking. It makes me incredibly happy to provide others with something that I made that makes them happy in turn. One of the things that I love about cooking from a cookbook is that you don’t necessarily need innate cooking knowledge to make a successful dish. I’m very methodical when I cook. I’ll read the recipe, gather the ingredients, and follow the recipe line by line. I don’t think about

For years, I have been an avid cookbook collector. By this point, I have well over 600 cookbooks, and I’ll often read them in the same manner that other people read novels. I love the pictures, the recipes, and creating delicious meals that I have found within. I’ve always wanted to cook my way through a cookbook, and the best opportunity to do so comes in October as we celebrate National Cookbook Month. Before I ever started collecting cookbooks, I had my first experience with cooking when I was in high school. I discovered a cooking magazine that had a recipe I was really interested in making. I told my parents about it, and they brought me to the store so I could pick out all of the ingredients. When we got home, we realized that the store forgot to pack the protein, which was the main ingredient for the dinner. My parents encouraged me to make the dish anyway. I worked hard and didn’t have a finished product until midnight. My parents waited patiently and encouraged me along the way. After trying the meal, they raved about how delicious it was (in hindsight I’m pretty sure it was nothing amazing, but they were incredibly supportive), which ignited my passion. I didn’t get my first official cookbook until my senior year of college. My good friend, Lisa, gave me an Emory cookbook, which proved to be the starting point of my cookbook addiction. Now I have so

anything else besides getting the recipe right. I’ve done it enough that I can course-correct if I notice that something is starting to go wrong. That’s a skill that comes with practice. My enjoyment of cooking and cookbooks is spreading through my household. My 4-year-old, Michael, has started to help me out in the kitchen and he takes great pride in his work. He’ll measure ingredients, dump them in, and mix them all together. We have made soups, muffins, cakes, brownies, cookies, etc. We have started cooking or baking together every weekend. I spend all week coming up with ideas for him to pick from. It’s been a lot of fun and a great bonding experience. He has a special rocketship apron that he wears and a step stool to help him see what’s going on and participate. Fortunately, my husband leaves the cooking to Michael and me. Whether you’re an experienced chef or a novice in the kitchen, National Cookbook Month is a great time to explore some new recipes. If you’ve tried a great recipe recently, I’d love to hear about it. I might even give it a try myself!

- Esther Vayman

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C atch U p on Y our R etirement F und 3 WAYS TO OVERCOME SAVINGS INTERRUPTIONS

can also add more money to your individual Roth IRA and Traditional IRA account. The contribution limit is $6,000 per year, with an extra $1,000 allowed for those age 50 and over. Diversify your retirement plan. Sometimes, investing into non-retirement accounts can be a powerful tool to save for retirement. If you’ve maxed out your contributions and have money left over, consider investing in a taxable brokerage account. Although you’ll get fewer tax benefits, you have no contribution limit and can invest and make withdrawals without penalty. Either way, never putting “all your eggs in one basket” is a good guiding principle. This is why tax diversification, or owning a combination of funds with various tax statuses, is so useful for retirement planning. Depending on the tax implications, you’ll have flexibility and freedom in retirement — whenever you’re ready to begin withdrawing.

Feel like your retirement savings have been falling behind? Now that the market is down, this is actually the best time to start building your retirement savings to “catch up.” The market will help build greater gains as it grows again (which it always does!). Here are three ways to take advantage. Reduce discretionary expenses or expand income. When restarting your savings, unless your income expands, something’s gotta give. Take a close look at where you’re spending your money — if it sounds like an overwhelming task, trustworthy budgeting sites like Mint can help organize your finances and make sense of your purchases. If your budget is too tight to cut, then consider side hustles. Even a few extra hours a week can add up fast. Take advantage of catch-up contributions. In 2022, you can contribute as much as $20,500 to your 401(k) or 403(b) retirement fund — but starting at age 50, you can put in an additional $6,500. This is the best time to start saving extra money! You

If you’re still worried, you can always change your retirement timeline. Whether it means keeping your job longer or finding different work,

you’re still in control of your future. We hope these tips help you feel even more confident preparing

for the exciting journey ahead!

M eet O ur L egal A ssistant , J ulia porcelain, and other stone products. She has always had a desire to work in the legal field but didn’t find her passion until she started college. She was initially enrolled at Georgia State as a pre-med major but had a revelation at the beginning of this year that she had a real passion for justice. Spending time alone indoors during the pandemic gave her more time to think about what she actually wanted to do with her life. She changed her major and began looking for jobs in the legal field so she could cultivate some experience. Thankfully, she found out about us and did further research to decide that this was a place where she wanted to work. When you work with Julia, she’s going to try her absolute best to make sure things are completed and organized. Sometimes she’ll come in early and other times she’ll stay late just to ensure that everything is ready for our clients. She understands what our clients are going through and does everything in her power to make sure things run smoothly for them. When Julia is not at work, you can usually find her reading mystery or horror novels. She also enjoys hot yoga, which helps keep her mind clear. We’re so excited to have Julia on our team and can’t wait to see what the future holds for her! WORKING HARD FOR OUR CLIENTS

There are few things more important as a business owner than hiring the right people and creating a strong team. This idea is even more vital in the legal field: The team not only needs to be good at what they do, they also need to be kind, calm, and collected at all times. That’s why we only hire the best of the best at Vayman & Teitelbaum. Among the amazing individuals at our office is Julia, one of our legal assistants who continues to impress us each and every day. Julia first started working for us this past April. Before joining our team, Julia worked for her parents’ company, where she helped sell granite,

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WHAT’S YOUR FAVORITE FALL TREAT/ SNACK?

Mari Sotillo Pumpkin spice everything Grace Bradford

Maggie Szutz Apple cider! Julia Spitler Pecan-maple coffee, pumpkin chocolate chip bread, and cranberry-flavored anything Jenny Ohsberg Pecan pie Thamara Carvalho Pumpkin bread

Cornbread, candy corn, corn casserole, corn on the cob, corn everything Julia Giangualano Pumpkin pie, donuts and coffee Abby Fisher Hot chocolate and any pumpkin treat (pie, muffins, etc.)

P umpkin P ie P arfaits

ingredients • 3.4 oz instant vanilla pudding mix

• 1/4 tsp nutmeg

• 1/8 tsp ground cloves

• 2 cups cold milk

• 1 cup vanilla sandwich cookies

• 15-oz can pumpkin purée

Inspired by Kenarry.com

• 1/2 tsp cinnamon

• 8 oz whipped topping

These parfaits are an easy fall dessert everyone can make!

directions 1. In a large bowl, whisk together pudding mix and milk. Let sit for 5 minutes, then stir in pumpkin purée, cinnamon, nutmeg, and ground cloves.

2. In a blender or food processor, crush vanilla sandwich cookies into crumbs.

We are proud to be named to Nextdoor’s list of 2022 Neighborhood Favorites — a local business awards program based on positive recommendations from real neighbors in the local community.

3. In small jars or glasses, place cookie crumbs on bottom, then pumpkin mixture, then whipped topping. Repeat these layers twice and end with cookie crumbs.

4. Chill until ready to serve!

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PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411

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3625 BROOKSIDE PKWY, SUITE 130 ALPHARETTA, GA 30022

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MY LOVE FOR COOKBOOKS

WERE YOUR RETIREMENT SAVINGS INTERRUPTED? GET TO KNOW OUR LEGAL ASSISTANT, JULIA!

WHAT’S YOUR FAVORITE FALL TREAT/SNACK? PUMPKIN PIE PARFAITS

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IT’S WORLD TEACHERS’ DAY!

3 W ays to S how G ratitude IT’S WORLD TEACHERS’ DAY!

Write thank-you letters. If you had a teacher who impacted your life, or if your child has a favorite teacher, write them a thank-you note. Handwritten notes are more meaningful than ones you buy at the store. It shows you put in time and effort to create something specifically for them. You can write about a favorite memory you had with them or the ways they’ve inspired you. If you’re feeling extra generous, add a gift card to the note! A small message can go a long way in turning someone’s day around. Volunteer when you can. In addition to teaching in the classroom, teachers need to chaperone students during field trips, recess, lunch, and standardized tests. Contact your child’s school and see when they need volunteers to help with these activities. Teachers will greatly appreciate it because they will have a chance to take a

Teachers have impacted you and your children’s lives in more ways than one. Maybe they inspired you to take a certain career path, always understood you, or were there for you or your child when it was needed. Teachers have a demanding job, so in honor of World Teachers’ Day on Oct. 5, let’s take some time to appreciate them. Here are three ways to show your gratitude this month. Donate school supplies. Some teachers spend personal funds to purchase school supplies for their classrooms. This expense can become costly, especially if they provide for multiple students. Donate unused notebooks, pencils, pens, or other school supplies to a teacher. Some teachers even have wish lists available if you want to purchase new items for their classrooms. They will appreciate your kindness, and the children who need these supplies will also be grateful.

break or organize their materials for the next class. Even if it’s just for the day or a few hours, teachers will appreciate the extra assistance. Teachers play a vital role in preparing our children for the real world. They teach them vital social skills and problem-solving strategies that will assist them as they age. So, let’s take some time to show appreciation for their dedication to our children.

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