Wolf Retirement Navigation - November 2017

Half of All Retirees Can’t Maintain Their Lifestyle

retirement plans. In order to compensate for the hit they took during the Great Recession, many people had to quickly save more money or delay their retirement. As for those who were able to retire as planned, many took on another job in retirement, not because they were interested in the work, but because they needed to supplement their income or risk running out of money. If you’re hoping to retire on time and maintain your standard of living during retirement, financial planners advise you to save as much as possible and live within your means. This is sound advice, but there is one more strategy you need to keep in mind if you hope to achieve a successful retirement: Have a written retirement plan in place to get you to and through retirement successfully, taking risk, growth, fees, taxes, and Social Security into account to reach your unique goals. Retirement is not a sprint; it’s a marathon. You need to plan for every mile. This is where Wolf Retirement Navigation can help. Whether you’re planning by yourself or you already have a financial planner and would like a second opinion, having an expert retirement planner on your team can only help. Learn when to turn on Social Security, how to save on taxes now and in the future, what level of risk you need in your portfolio, and how to pay as little fees as possible. These strategies will help you increase your income and enjoy your dream retirement. WILL YOU BE ONE OF THEM?

Have you saved enough money to maintain your standard of living throughout retirement? According to the Center for Retirement Research at Boston College, many have not. Recent research found 52 percent of American households won’t be able to enjoy their current lifestyle in retirement. Many will run out of money or have to take less and less income during retirement, decreasing their quality of living.

Why have so many folks ended up here? To start, the market crash of 2008 set back a lot of baby boomers in their

Sudoku

Looking for an easy, delicious Thanksgiving side dish? This gem requires only a few ingredients.

Grid n°2147466208 easy

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INGREDIENTS

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• 2 tablespoons olive oil • 3.3 ounces fresh hot Italian sausage • 1½ pounds Brussels sprouts • ½ cup water • Salt and pepper •

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DIRECTIONS

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1. Trim sprouts and cut in half. 2. Heat oil in a large skillet over medium heat. Add sausage and cook, stirring occasionally, 3–5 minutes. 3. Add sprouts to skillet. Add ½ cup water. Add salt and pepper. Cover and cook 10 minutes or until just tender. Check them periodically and add a bit more water, if necessary. 4. When sprouts are just about done, remove cover and raise heat to medium-high. Cook, stirring just once or twice, for a couple more minutes. The liquid should evaporate and the sprouts should start to brown. 5. Add more salt and pepper to taste. Serve hot or warm. Serves 4.

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Solution

Recipe courtesy of CookingLight.com.

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