Businesses, charities and not-for-profit groups are all operating in an increasingly litigious environment. From relatively simple risks such as a volunteer or member of the public having a minor accident at a fundraising event, through to a claim against a senior employee or trustee of inappropriate behaviour, the eyes of the world have never been so focused on the charity sector and in turn the stakes have never been higher. The sheer speed of social media and recent high profile cases such as Oxfam illustrate just how fast and how real the impact of any damage to a charity’s reputation can be. For smaller charities in particular reputational or material damage can be catastrophic and that is even before the case gets to court and damages are awarded. G etting the right professional advice is crucial. In addition to insurance cover, which can help charities deal with the financial implications Typical covers that charity and voluntary sector groups should include are: • Public liability including abuse and events • Employers liability including volunteers Scrutton Bland offer a bespoke insurance scheme designed for charities, not for profit and voluntary groups providing specialist cover at competitive premiums. You can contact the charity insurance team by emailing charityinsurance@ scruttonbland.co.uk or by calling 08000 121 131 . of a claim, a professional broker can help you find any specialist cover you and your organisation might need, such as protection against cyber crime and hacking through to access to specialist public relations services to help you contain and limit a PR crisis.
• Trustee indemnity cover • Professional indemnity • Legal expenses • Employment practice cover • Cyber insurance • Terrorism
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