Harmonson Law Firm - August 2020

CT’ LAWS AND CAR ACCIDENTS

HONESTY IS YOUR BEST POLICY So Don’t Hide Your Medical History

Phantom drivers who leave the scene of an accident are considered uninsured drivers pursuant to New Mexico law. Thus, there is no requirement for physical contact between the two vehicles. What if there are other factors, such as out-of-state drivers and insurance policies? This law applies to all accidents that occur in New Mexico, even if the injured driver is from out of state and their UIM policy from out of state has different requirements. If you live in Texas and have a Texas UIM policy with State Farm, for example, the policy requires physical contact for UIM coverage. But if a phantom vehicle ran you off the road in an accident in New Mexico, your UIM would still apply in this circumstance — even though there was no contact with the other vehicle — simply because the accident took place in New Mexico. Do all states have this law? No. Many states, including Texas, require physical touch between the two vehicles for coverage. That’s why you should contact an experienced car accident attorney — preferably one who is licensed in multiple states — to help you through this case.

It might seem like common sense, but people routinely hide their past accidents and injuries. They believe those old accidents and injuries will hurt their current car accident case. The truth is that those past events CAN negatively influence your case if you choose to hide them. Insurance companies are a treasure trove of information. They spend a lot of their resources collecting data on you and every single one of their other customers. They even collect data on the customers of other insurance companies. It’s all because this information is a powerful tool — a tool they will use against you, if necessary. Because they collect so much data, chances are they already have some information relating to your medical history. Failure to disclose that medical history can cause the insurance company to question your credibility as a claimant or even go so far as to deny your current claim. You also never want to keep anything from your attorney when you hire them. You certainly don’t want your insurance company (or the at-fault driver’s insurance company) to have more information than your attorney, because that puts your legal team at a severe disadvantage.

This article comes direct from the blog at ClarkHarmonsonAttorney.com/blog. Be sure to visit the blog for more insights from Clark!

GHTS

PEACH AND ARUGULA PASTA SALAD INSPIRED BY AMBITIOUSKITCHEN.COM

Nothing says summer like a pasta salad filled with your favorite fresh fruits and vegetables, and this combination is the perfect way to cap off a warm summer day!

INGREDIENTS

• • • • • • •

8 oz penne or fusilli pasta

2 large fresh peaches, diced or sliced 1/2 medium red onion, thinly sliced 1 pint heirloom cherry tomatoes, halved

2 tbsp olive oil

Being open and honest about your medical history with your attorney is worthwhile. Your attorney may be able to use this information to your advantage — and help show past injuries are unrelated to current injuries — which can be beneficial in getting the amount of compensation you deserve. On top of this, when your attorney has a more complete picture of your medical history, they may be able to ask the court to keep old injuries out of your current claim. This gives insurance companies less ammunition to use against your claim. The less ammunition they have, the better!

1/4 tsp red pepper flakes

• •

1/2 tsp sea salt Pepper, to taste 2 tbsp lemon juice

• •

1 cup corn

3/4 cup crumbled feta cheese

6 cups arugula, packed

DIRECTIONS

1. In a large pot of boiling water, cook pasta for approximately 9 minutes or until al dente. Drain pasta and place in a separate bowl. 2. In a small bowl, whisk together olive oil, red pepper flakes, salt, pepper, and lemon juice. Drizzle the dressing over the pasta and toss with the feta cheese. 3. Add peaches, red onions, tomatoes, corn, and arugula to the pasta mixture. Lightly toss to mix well. Add more olive oil, lemon juice, salt, and pepper to taste.

915.584.8777 • 3

Made with FlippingBook - Online magazine maker