MDTA Board Meeting Materials

Infrastructure and Project Finance

Moody's Ratings

Financial Operations and Position Moody's debt service coverage ratio (DSCR) remained strong in fiscal 2024. The DSCR increased to 3.42x from 3.03x in fiscal 2023 given the traffic and revenue increase of 1.5% and 0.7% respectively coupled with slightly lower debt service. Moving forward, we expect the authority's DSCR to decline due to the expected increase in leverage over the next few years as part of the authority's capital expenditure program. In the fiscal year-to-date performance through March 2025, traffic and toll revenue have declined by 2.7% and 3.3%. We expect the negative impact from the Francis Scott Key Bridge's collapse to remain limited. Toll revenue from the 1.6-mile Key Bridge, one of eight toll facilities owned and operated by MDTA, accounted for only about 7% of its total toll revenue, minimizing the adverse effects from lost collections. As a significant share of traffic is diverted to the other MDTA facilities in the area, Fort McHenry Tunnel and Baltimore Harbor Tunnel, toll collections from the tunnels stand to offset part of the lost toll revenue. The tunnels, however, have more limitations regarding commercial vehicles that can travel through them (ie trucks carrying hazardous materials and oversized trucks).

Exhibit 3 MDTA's facilities in Baltimore harbor crossings Traffic and revenue performance

2020

2021

2022

2023

2024

FRANCIS SCOTT KEY BRIDGE

Transactions ('000)

passenger

10,966

10,115

10,581

11,124

7,959

commercial

1,148

1,256

1,224

1,306

1,150

Total

12,114

11,372

11,805

12,430

9,109

Toll Revenues ($'000)

Passenger

27,552

30,266

31,370

31,842

22,966

Commercial

20,234

22,367

21,657

24,262

21,826

47,787

52,633

53,026

56,104

44,792

Total

Total as a % of MDTA total toll revenues

8.2%

8.1%

7.5%

7.4%

5.9%

FORT MCHENRY TUNNEL

Transactions ('000)

passenger

38,545

35,018

37,064

38,375

40,379

commercial

4,093

4,608

4,495

4,591

4,751

Total

42,638

39,626

41,559

42,966

45,130

Toll Revenues ($'000)

Passenger

115,633

116,438

123,893

126,439

135,112

Commercial

77,974

93,803

88,643

93,190

96,436

193,607

210,241

212,537

219,629

231,548

Total

Total as a % of MDTA total toll revenues

33.1%

32.5%

30.2%

29.1%

30.4%

BALTIMORE HARBOR TUNNEL

Transactions ('000)

passenger

13,818

16,455

24,242

27,822

28,132

commercial

461

617

741

938

981

Total

14,279

17,072

24,982

28,760

29,114

Toll Revenues ($'000)

Passenger

41,369

56,072

81,587

93,525

94,786

Commercial

6,005

9,143

9,683

13,734

12,858

47,374

65,214

91,269

107,259

107,644

Total

Total as a % of MDTA total toll revenues

8.1%

10.1%

13.0%

14.2%

14.1%

Source: Maryland Transportation Authority

LIQUIDITY Liquidity decreased to 743 days cash on hand (DCOH) in fiscal 2024 from 876 DCOH in fiscal 2023. Going forward cash is expected to continue to decline as the authority funds a large portion of its capital program with internally generated funds. Increasing operating

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22 May 2025

Maryland Trans. Auth. - Trans. Facilities: Update to credit analysis

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