Sheppard, Brett, Stewart, Hersch, Kinsey & Hill - April 2020

AGolden Opportunity in Your Golden Years 3 Tips for Changing Careers Later in Life

It’s 6 a.m. on Monday morning, and your alarm clock blares in your face. You groan and, with the thought of another week looming over you, pull yourself out of bed. But the early wake-up call is the least of your worries. Another week has begun, and you’re still stuck in a job that you no longer love or maybe never did. Does this sound familiar? If so, you may believe changing careers isn’t worth the hassle, especially if you’re close to retirement, but here’s the secret: It’s not too late! There’s nothing stopping you from finding a career you love later in life. Here are three tips to get you started. Be Flexible If it’s been a while since you’ve

only hinder your ability to find a job you actually love. Instead, take a deep breath and be open to what comes. You may discover a hidden talent or passion! Forget the Money Money matters, but it shouldn’t be your first priority on the job hunt. Instead, consider what’s going to make you the happiest. What’s your dream job? What have you always enjoyed doing? If money wasn’t an option, what would you be doing right now instead of counting down the hours to 5 p.m.? Be realistic in your goals and find something you love. Seek Guidance Remember, you’re not alone in this fight! Plenty of people switch careers midway through their lives to focus on something they really enjoy. Seek guidance from those who have had a similar experience and look to professional job hunters or consultants for help. Furthermore, after years in the same job or industry, you’re bound to have made a few connections. Reach out for professional support. Regardless of what path you choose, remember that a career you enjoy is always possible. We can’t promise that you’ll love getting up at 6 a.m., but at least you won’t dread what comes next.

hunted for a job, then you may have forgotten what it’s like. Job searching can be exhausting, and some job requirements can look overwhelming. But getting stuck in your ways and focusing on the things you cannot do will

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Travel Tips for a Retirement Budget

Retirement is the perfect time to travel. These are your golden years, and you can spend themdoing whatever you’d like, wherever you’d like. But before you jet off on your next great adventure, consider your budget and travel wisely. Leverage your position. Retirement sure has its perks, so use this to your advantage. There’s no reason why you have to travel during traditional vacation times, such as over Memorial Day weekend or winter break. Instead, take advantage of lower rates, fewer crowds, andmore lodging options during the“off-seasons.” In addition, you can claimdiscounts through AAA, AARP, or your credit card company. Do a little digging and see how you canmake retirement work for you! Keep it local. The best way to experience a new city is to live as the locals do. Sure, there are the sights you have to see

when you’re in Europe, but what could be better than enjoying a fresh pain au chocolat and glass of red wine on a Tuesday afternoon at the little cafe down the street from your Paris hotel? You don’t have to

fork over loads of money to experience the wonders a new destination has to offer. Check municipal event calendars, performance centers, and reviews of restaurants, coffee shops, breweries, and wineries for a sampling of life in a new city. As a bonus, these are often free or low-cost options because they are not tourist attractions. Make a budget — and stick to it! Traveling is expensive, but it doesn’t have to suck your bank account dry. If you can afford to, stash away money eachmonth or set up a specialty savings account for your travels. Next, establish what you want to do and set realistic expectations for your expenses. If you are a museum fanatic, youmay want to reserve more funds for your activities and pack your meals. But- if you’re a foodie, youmay spend less on the sights andmore at local eateries. The key is to decide what’s at the top of your wish list and ensure you have the cash to support it.

2 floridaestateplanning.com

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