Persona Summer 2017

SHOPPING GUIDE

GENERAL T ERMS & COND I T I ONS DINING TERMS & CONDITIONS

MERCHANT SPECIFIC TERMS & CONDITIONS

Restaurants: Restaurants often obtain authorization for an amount greater than the total bill (typically 20%) to ensure that card balance is available to cover a gratuity.This common practice could result in a decline, even if the card balance is sufficient to cover the initial purchase. Some restaurants may allow you to pay for your meal with the card and pay the gratuity in cash – or use an additional form of payment.You must consult with the restaurant regarding payment options, such as supplemental payment. Cruise Lines: The card cannot be used with reservations made through a travel agency, travel agent or any other travel intermediary.The card can be used for rates or promotions that are publicly advertised or available to the general public. Corporate, group, negotiated or travel industry discounted rates are not applicable. Make reservations directly at each participating merchant with the telephone number provided. All tickets/ documents must be mailed directly to your address. If you do not have enough funds on the card to pay for your package, you may supplement with a personal credit card. Most credit cards are accepted. The card can be used for prepayment of cruise package only. Ship-board credit, purchases while on board the ship and excursions, do not apply. Rental Car Agencies: The card may only be used for payment of the car rental. When renting a car, the merchant often places a hold on cards in anticipa- tion of your rental. We recommend using a personal credit or charge card when renting a car. Present the reward card when paying the bill at the completion of your rental.The value of the card must cover the total amount due. Supplemental forms of payment may not be accepted. Corporate group, negotiated or industry-discounted rates do not apply. Renter must meet age, driver and credit requirements. Vacation Packages: The card cannot be used with reservations made through a travel agency, travel agent or any other travel intermediary. The card can be used for rates or promotions that are publicly advertised or available to the general public. Corporate, group, negotiated or travel industry discounted rates are not applicable. Make reservations directly at each participating merchant with the telephone number provided. All tickets/documents must be mailed directly to your address. If you do not have enough funds on the card to pay for your package, you may supplement with a personal credit card. Most credit cards are accepted. The card can be used for prepayment of land or land/air packages only.You cannot use the card once your trip has commenced. TRAVEL TERMS & CONDITIONS

BASS PRO SHOPS® The Card cannot be used to purchase firearms and boats. However, the Card can be used to purchase a Bass Pro Shops® Gift Certificate for use at these affiliates. Certificates carry a two (2) year expiration date and cannot be replaced if lost or stolen. To order a Bass Pro Shops Certificate call 800-951-1000. BONTON If the value on the card is not sufficient to cover the total cost of the purchase, you may supplement your payment with cash. You may also use the card to purchase a Bon-Ton Gift Card. The Bon-Ton Gift Card can be purchased at any register, and can be combined with any other form of payment. BROOKS BROTHERS The card cannot be used for purchases at the Brooks Brothers airport locations. THE CHILDREN’S PLACE The Card cannot be used to purchase ecards online. CRACKER BARREL OLD COUNTRY STORE This card cannot be used online. CVS PHARMACY® The Card can only be used for in store purchases. The Card cannot be used for online purchases. GAP/GAPKIDS/BABYGAP The Card cannot be used to purchase ecards online. HOMEGOODS® The Card cannot be used to purchase gift cards online. JCPenney JCPenney is not a sponsor of this promotion and is not affiliated with Program and/or Client Name. The JCPenney name and logo are registered trademarks of © 2016 J.C. Penney Corporation, Inc. LANDS’ END® The Card cannot be used to purchase bulk gift cards. LANE BRYANT® The card can only be used at Lane Bryant retail stores and online, and cannot be used at Lane Bryant Outlet stores or the Lane Bryant Woman catalog. MACY’S The card cannot be used at Stride Rite locations within Macy’s Department Stores. MARSHALLS® The Card cannot be used to purchase gift cards online . McCORMICK & SCHMICK’S The card cannot be used to purchase gift cards online or phone; nor can the card be used for banquet or ca- tering charges. NEIMAN MARCUS® The card cannot be used toward the purchase of gift cards. OUTBACK STEAKHOUSE® The card cannot be used online to purchase gift cards. The Card is only redeemable at restaurant locations. PANERA BREAD® Not all locations accept Discover. POTTERY BARN® The card cannot be used toward the purchase of gift cards. QUALITY REWARD TRAVEL You may use the card for airline tickets on any ARC approved major carrier to any destination world- wide or for travel arrangements not listed in this directory by calling the 800 number on the back of the card Monday – Friday, 7 am-7 pm (CT) and Saturday 8 am-4:30 pm (CT). When making airline reservations, a $35 fee per ticket fee will apply (fees always subject to change). When making reservations beyond airline reservations only (hotel, car, cruise, etc.) there is a $25 non-refundable consultation fee. If reservations are booked, the $25 is applied towards the trip cost, and a non- refundable service fee of 15% is applied to the total trip cost. Once the call is completed, cancellation/change fees will apply. All fees are non-refundable.

REGAL ENTERTAINMENT GROUP Cards may be used only at theatres, and are not valid for web purchases. ROYAL CARIBBEAN INTERNATIONAL® Reservations must be made by calling the toll-free number directly. SAKS FIFTH AVENUE OFF 5TH The Card can only be used at Saks Fifth Avenue OFF 5TH. SANDALS The card may only be used for prepaid packages and cannot be used directly on property. STAPLES® The card cannot be used for corporate contract purchasing. T.J. MAXX® The Card cannot be used to purchase gift cards online. UNDER ARMOUR® When ordering online your balance must be sufficient to cover the total amount plus a $1 pre authorization amount. WILLIAMSSONOMA® The card cannot be used toward the purchase of gift cards.

Using The Card The Card can be used to order online at selected merchants, where online purchasing is noted in the card collateral as a shopping option. Some establishments may have formed business alliances with other companies, which may be advertised on an authorized merchant’s Web site, catalog or through signage in their establishment. The card may only be used at establishments listed in the card collateral materials, including, Web sites, current magazines and promotional materials. The card may not be used at an establishment’s alliance and in all likelihood will decline. Merchants are subject to change. Terms and Conditions apply. For the most up-to-date merchant list and for specific merchant terms and conditions, please visit MyPrepaidCenter.com or call 800-259-0422 to request a listing by fax. The Card is not supported and cannot be used, outside of the 50 United States, District of Columbia and Canada.

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