Retirement Planning Strategies - December 2021

Creating a Holiday Masterpiece One of the most popular holiday traditions has become making and decorating gingerbread houses. The tradition began in Germany in the early 1800s and originated from Grimm’s “Hansel and Gretel.” Some shy away from the idea of making their own gingerbread house, but have no fear — if the Germans did it in the early 1800s, so can you! M&Ms are certainly a must-have for anyone decorating their gingerbread house. Not only are they delicious, but they also make cute little accents all over the house and yard. Mini cookies of your choice may also make a deliciously good-looking roof. Try layering HOW TO DECORATE YOUR GINGERBREAD HOUSE LIKE A PRO

them up for a dimensional look! And, for extra pizazz, strategically place mini candy canes throughout the yard and on either side of the front doors and windows. If you want to get really detailed, try using actual candy bars as fire logs in the fireplace. Just be sure to store your gingerbread house in a cool area so nothing will melt!

To simplify things, many gingerbread houses come with baked pieces and a full decorating kit. This helps you have more time for the best part: the actual decorating! Each kit usually comes with fun candy and icing, so you can make something really kick-butt for the holidays! Icing will be your best friend. Think of it as the yummy glue that holds everything together while also acting as a colorful trim for your gingerbread house. However, because it’ll keep the house from falling, be sure to use a lot! Spice drops also make for a great trim and “roofing,” just use icing to hold them in place. Alternate between colors or use a variety to make your house really pop.

Whether you prefer a simple gingerbread house or a flashy one, any and ALL candy can be used! Get decorating and be sure to have a bite of candy along the way!

SPENDING THE HOLIDAYS ALONE? Boost Your Mood With These Tips

PLAN AHEAD.

Many Americans spend the holidays alone every year, and the pandemic has only made it more difficult for people to see their loved ones, as travel has become more restricted and strenuous. If you’re one of these people who are spending their first holiday season alone this year, here are a few strategies you can try to make the situation a little easier.

If you know in advance that you’re going to be spending the holidays alone, planning ahead can prevent negative feelings. While being spontaneous can sometimes keep things fresh, it could leave you with a feeling of hopelessness about what to do next. There’s no need for your list to be extensive or highly detailed, but even just planning to watch a movie or cook some of your favorite dishes can give you something to look forward to.

DON’T HOLD YOURSELF TO THE USUAL STANDARDS.

TAKE CARE OF YOURSELF.

One of the best things about spending the holidays alone is that you can do things your way. You don’t have to worry about meeting everyone else’s standards. Instead, you only have to make yourself happy. Simply telling yourself that you are not going to have the usual holiday environment can slightly help, but redefining what the holiday means to you can remove a huge weight. Trying new things or looking toward the future are great ways to reduce the stress of spending the holidays alone. Keeping up with old traditions may remind you of what you’re missing out on, so it can greatly help to create your own traditions.

Just because you’re not seeing people during the holidays does not mean you should forgo your basic needs. Stick to your regular hygiene habits and do not let them get away from you. The same goes for eating and sleeping. Staying clean, well-fed, and well-rested goes a long way toward improving your happiness. As with all mental health advice, what works for some does not work for everyone. Do what you think will work best for you and help you keep your thoughts happy.

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