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SHOULDYOUTALKTOTHE INSURANCEADJUSTER? Law in Real Life Talking to an insurance adjuster is an intimidating task after your vehicle accident. There are two adjusters you will face after an accident, and these include the one from your own insurance and the adjusters from other parties. They will decide what kind of claim you have and how much you are owed. Understanding how to attack each of these conversations is vital, so let’s break them down. Your Adjuster You are legally and contractually obligated to speak with your insurance adjuster. In our experience, you will likely be prompted on the following topics: Preparing for this conversation with a lawyer will give you the best chance with your claim. At The Simon Law Firm, we have decades of experience helping clients navigate through the complicated insurance process. We have seen how understanding the insurance adjuster’s approach can help you avoid falling into a trap. The Other Insurance Adjuster It’s not uncommon for the other party’s insurance adjusters to ask you for a recorded statement. However, you are NOT obligated to give them a statement. But sometimes it can be beneficial and can expedite the claims process to talk to another party’s insurance adjuster. If liability is obvious and you can provide clear details, you won’t do any harm. You can discuss your medical care, but you have every right to tell them that you are not comfortable going into the details of your care or condition. Ultimately, when talking to this adjuster, you’re going to want to avoid discussing “the big three” components of the accident. These are speed, time, and distance. Mentioning any of these will allow the adjuster to twist your words and shift the blame away from their client. Remember, insurance adjusters are working for the insurance company, not you. They are trained to manipulate responses to put as little of the blame on themselves or the client that is insured through them as possible. Always consult with a lawyer prior to giving a recorded statement. The Simon Law Firm can help you prepare to talk with the insurance adjuster. Learn more, or schedule a free consultation by calling 404-259-7635 1. Your prior medical history 2. Your defenses to liability 3. Coverage issues, such as your vehicle use frequency
AUTUMN APPLE
FOOTBALL QUARTERBACK TOUCHDOWN HOMECOMING
HARVEST CIDER LEAVES SWEATER
SEPTEMBER LABORDAY
Cacio e Pepe Italian for “cheese and pepper,” cacio e pepe is like a refined version of mac and cheese. It’s crowd-pleasing enough to satisfy the pickiest eaters and refined enough to sate the foodies. INGREDIENTS
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6 oz pasta, ideally spaghetti or bucatini 3 tbsp unsalted butter, cubed and divided 1 tsp freshly ground black pepper
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3/4 cup finely grated Parmesan cheese, ideally Parmigiano-Reggiano
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1/3 cup finely grated pecorino
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Kosher salt, for pasta water and to taste
DIRECTIONS 1.
In a large pot, bring 3 quarts of salted water to a boil. Add pasta and cook, stopping 2 minutes short of desired doneness. Drain pasta, reserving 1/2 cup of pasta water. 2. In a large pan over medium heat, melt 2 tablespoons butter. Add pepper and cook until toasted and aromatic, about 1 minute. Add reserved pasta water and bring to a simmer. 3. Transfer pasta and remaining butter to pan and reduce heat to low. Add Parmesan cheese and cook until melted, tossing pasta throughout. Remove pan from heat and add pecorino, continuing to toss until cheese is melted and sauce coats pasta. 4. Transfer to bowls and serve.
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