August Issue

LEARN THE FACTS ABOUT REVERSE MORTGAGES

If you're a homeowner age 62 or older, a Reverse Mortgage can help you enjoy the greater financial flexibility - whether you're in retirement or still working. But misconceptions about how Revere Mortgages work are all too common, and they can prevent you and your loved ones from getting valuable information on an important financial option. Let's look at six common misconception and then learn the facts so you can better understand this dymanic loan product. FICTION: A Reverse Mortgage will cause me to lose my home. FACT: If you live in your home as your primary residence, pay property taxes, homeowners' insurance, HOA dues (if applicable) and maintain the home, your home will not be foreclosed on. FICTION: Taking out a Reverse Mortgage meand that my heirs won't inherit anything. FACT: Heirs have the opportunity to repay the loan to keep the home or sell the home and repay the loan. If the home sells for more than is owed, they keep the difference.

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