MyNews Feb 2019 Reliance Bank

Supporting our Unions

Upcoming events 2019

MUA CFMEU 2019 West Coast State Conference From 26 Feb to 1 March 2019, delegates from the MUA and CFMEU WA branch are holding a conference in Fremantle titled ‘One Strong Union’. As always, this conference is attended by trade unionists from around Australia and the world. Our staff will be there to provide support and assistance to the delegates.

Central Coast Regional Show Central Coast Regional Show runs from 4 to 5 May and is held at the Gosford Showgrounds. Central Coast Unity Bank is proud to be a blue ribbon sponsor for this event. Live Well Central Coast Festival Held at Gosford Waterfront, the Live Well Festival is a celebration of the lifestyle on offer to us all on the Central Coast, and will bring business and community together by focusing on all aspects of healthy living, nutrition, food, wellness and happiness. The event will be held on April 7 2019, from 10am - 4pm, to coincide with World Health Day. Royal Bathurst Show Reliance Bank is proudly the principal sponsor of the Royal Bathurst Show again this year. It’s going to be another action packed 3 days. In 2018 we had the “Cash Machine” where patrons from the show could get in and grab as much “cash” as they could and win up to $100 into their new Reliance account. This was a fantastic opportunity for kids to start their savings! Don’t worry this year we will be even bigger and better, we’re taking virtual reality to the next level and have awesome way to win free prizes. Mark your calendars, the show will be on 3, 4, 5 May 2019 at the Bathurst Showgrounds.

We’re here for you, always. Our name Unity Bank, reflects where we come from, what we stand for and where we are headed as a Member Owned bank, serving and supporting the workers and communities across Australia. Below are some highpoints of our participation with our Unions in 2018.

ETU Rally

Unity Bank MUA Veterans Bowls Day

Unity Bank Collie Show 2018

Reliance Bank Royal Bathurst Show

We’re changing the way we calculate credit card interest The new Federal Government Credit Card legislation came into effect from 1 January 2019 that changes how you can change and cancel your Credit Card limit and also how interest is calculated on your Credit Card/s. How these changes may affect you:

May Day March Sydney 2018

Unity Bank ETU Picnic Day 2018

CFMMEU National Conference 2018

We would like to welcome Central Coast Credit Union members who are now part of the Central Coast Unity Bank family. Members will now have access to 27 branches nationwide including two extra branches on the Central Coast, located at Budgewoi and Gosford. The merged entity will continue to provide a compelling Customer Owned Banking alternative to Members and we look forward to supporting the Central Coast Community in 2019 and beyond. Welcome Central Coast Unity Bank

From 1 January 2019*, if you do not pay the full closing balance as shown on your statement, interest for purchases will start being calculated from the day after the payment due date. *Note: Due to IT system constraints, the implementation of law reforms relating to charging of interest on Credit Card accounts has been delayed until 1 June 2019. To ensure that you have not been adversely affected, we may refund some interest charged from 1 January 2019 to 1 June 2019. This refund is to ensure that you are not charged more interest than if the law reforms had been implemented from 1 January 2019. For more information, please visit our website or call and speak to one of our Member Services Officers.

Credit Card limit reductions and cancellations You now have the option to reduce or cancel your Credit Card/s online via our website in the Visa Credit Card page. Calculating Credit Card interest charges Banks and Credit Card providers can no longer retrospectively charge interest on credit card balances. Currently, when you do not pay the full closing balance as shown on your statement, interest charged on purchases is calculated from the date the purchase was made. This is changing.

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