GENERAL DEFINITIONS
Please note that certain words used in this Policy have specific meanings. The words defined below and capitalized within the text of this Policy have the meanings set forth below.
An Employee will be considered in Active Service with His Employer on any day that is either: 1. one of the Employer’s scheduled work days on which the Employee is performing His regular duties on a Full- time basis, either at one of the Employer’s usual places of business or at some other location to which the Employer’s business requires the Employee to travel; or 2. a scheduled holiday, vacation day or period of Employer-approved paid leave of absence, other than disability or sick leave after 7 days, only if the Employee was in Active Service on the preceding scheduled workday. A Covered Person is not considered in Active Service if he is: 1. Inpatient in a Hospital, receiving hospice or confined in a rehabilitation or convalescence center or custodial care facility; 2. confined at home under the care of a Physician for Sickness or Injury; A Covered Person’s Age, for purposes of initial premium calculations, is His Age attained on the date coverage becomes effective for him under this Policy. Thereafter, it is His Age attained on the last Policy anniversary.
Active Service
Age
A vehicle which: 1.
Aircraft
has a valid certificate of airworthiness; and
2. is being flown by a pilot with a valid license to operate the Aircraft.
The Certificate, including the Certificate Schedule, amendments, riders and supplements, if any, is a written statement prepared by us to set forth a summary of: 1. benefits to which the covered person is entitled; 2. to whom the benefits are payable; and 3. limitations or requirements that may apply. A sudden, unforeseeable, external event that results, directly and independently of all other causes, in a Covered Injury or Covered Loss and meets all of the following conditions: 1. occurs while the Covered Person is insured under this Policy; 2. is not contributed to by disease, Sickness, mental or bodily infirmity; 3. is not otherwise excluded under the terms of this Policy.
Certificate
Covered Accident
Any bodily harm that results, directly and independently of all other causes, from a Covered Accident.
Covered Injury
A loss that is: 1.
Covered Loss
the result, directly and independently of all other causes, from a Covered Accident; and 2. one of the Covered Losses specified in the Schedule of Benefits . 3. suffered by the Covered Person within the applicable time period specified in the Schedule of Benefits. An eligible person, as defined in the Schedule of Benefits , who is enrolled where required, has been accepted by Us, required premium has been paid when due and coverage under this Policy remains in force.
Covered Person
An Employee’s child who meets the following requirements: 1. A child from live birth to 26 years old. 2.
Dependent Child
A child who is 26 or more years old, primarily supported by the Employee and
13
Made with FlippingBook flipbook maker