Group Accident Insurance Certificate

Waiting Period means the period of time shown in the Schedule of Benefits following the effective date of the Covered Person’s insurance. No benefits will be paid for a Covered Loss which occurs during the Waiting Period.

Waiting Period

Cigna Health and Life Insurance Company.

We, Us, Our, Insurance Company

The person to whom the certificate is issued

You, Your

GAI-00-1200.WY

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