Intensive Care Unit Stay Benefit Waiting Period
0 days
Benefit Amount
$400 per day Up to 365 days
Maximum Benefit Period
FRACTURES BENEFIT
Benefit Type FRACTURES Must be diagnosed and treated by a physician within 90 days of a Covered Accident
Non-Surgical/Closed
Surgical/Open
Benefit Amount
Benefit Amount
$4,000
$8,000
Skull
Pays for non-depressed or depressed skull fractures but not bones of face
$4,000
$8,000
Hip or Thigh
$4,000
$8,000
Vertebrae or Pelvis
Pays for vertebrae, body of vertebrae, or pelvis fracture Will not pay for Coccyx, leg, or vertebral processes fractures
$1,000
$2,000
Upper Arm
Pays for arm fractures located between elbow and shoulder Will not pay for Shoulder, Lower Arm, or Elbow fractures
$1,000
$2,000
Shoulder or Collarbone
Pays for shoulder or collarbone fractures only Will not pay for Upper Arm fractures
$1,000
$2,000
Leg
Will not pay for Thigh, knee, or ankle fractures
$800
$1,600
Ankle
Will not pay for leg, foot, or heel fractures
$800
$1,600
Kneecap
Will not pay for leg fractures
$800
$1,600
Lower Arm
Pays for arm fractures located to the elbow and below the elbow Will not pay for Upper Arm or Bones of Wrist fractures
$800
$1,600
Foot
Will not pay for toe, ankle, or heel fractures
$800
$1,600
Hand or Wrist
Will not pay for lower Arm or finger fractures
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