Group Critical Illness Insurance Certificate

Amyotrophic Lateral Sclerosis (ALS)

25%

Not Available

Parkinson's Disease

25%

Not Available

Multiple Sclerosis

25%

Not Available

Childhood Conditions

% of Initial Benefit Amount

Recurrence % of Initial Benefit Amount

Muscular Dystrophy

100%

Not Available

Cystic Fibrosis

100%

Not Available

Cerebral Palsy

100%

Not Available

Poliomyelitis

100%

Not Available

Other Specified Conditions

% of Initial Benefit Amount

Recurrence % of Initial Benefit Amount

Benign Brain Tumor

100%

100%

Blindness

100%

Not Available

Coma

25%

25 %

End-Stage Renal (Kidney) Disease

100%

100%

Major Organ Failure

100%

100%

Paralysis

100%

100%

OPTIONAL BENEFITS WELLNESS TREATMENT, HEALTH SCREENING TEST AND PREVENTIVE CARE BENEFIT RIDER All Employee benefits under this Rider are payable at 100% of the Benefit Amount shown for the Eligible Employee. All Spouse benefits are payable at 100% of the Benefit Amount shown for the Employee. All Dependent Child(ren) benefits are payable at 100% of the Benefit Amount shown for the Employee. Voluntary Benefit Benefit Waiting Period 0 days LEVEL 1 EMPLOYEE BENEFITS Benefit Type Benefit Amount

Wellness Treatment Benefit Health Screening Test Benefit Preventive Care Benefit Benefit Amount

$50 per day 1 per year

Maximum Benefit

5

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