spread of invasive malignant cells. The term Invasive Cancer does not include: 1. pre-malignant conditions or conditions with malignant potential; 2. Carcinoma in Situ; 3. Skin Cancer. A life-threatening inability or lack of function of Organs that is the result of Sickness or disease and is not the result of physical Injury or trauma. Major Organ Failure requires a Physician recommend or prescribe that the Covered Person undergo a human to human transplantation of the Organ. If the Covered Person has a combination transplant (i.e. heart and lung), a single benefit amount will be payable. The Date of Diagnosis is the date when the latter of both of the following occurs: 1. the date the Physician diagnoses, prescribes or recommends that the Covered Person undergo the transplant; and 2. the date the Covered Person is placed on a national registry for organ matching administered by UNOS. A chronic, progressive, inflammatory, demyelinating disease involving damage to cells in the brain and spinal cord, and leading to the following Signs: ''Signs'' means: 1. Radiologic findings of plaque upon Magnetic Resonance Imaging (MRI); and 2. Clinical findings of at least 3 of the following motor deficits and 3 of the following sensory deficits: Motor
Major Organ Failure
Multiple Sclerosis
1. weakness; 2. spasticity; 3. atrophy;
4. incontinence; or 5. instability of gait
Sensory
1. loss of sensation (hypoesthesia); 2. self-reported pain; 3. visual disturbances; 4. dizziness or vertigo; or 5. numbness and tingling (paresthesia) The Date of Diagnosis is the date when the latter of both of the following occurs: 1. MRI diagnostic test, or similar diagnostic imagery of the brain; 2. The Covered Person displays clinical Signs of this disease as confirmed by a Neurologist. The definition of Multiple Sclerosis includes Neuromyelitis Optica and Transverse Myelitits. A progressive disorder characterized by abnormal gene mutations that interfere with the production of proteins needed to form healthy muscle. The Date of Diagnosis is the date of confirmatory testing with genetic testing or with a combination of EMG and Muscle Biopsy. Means you have recovered from the Covered Condition for which the Initial Benefit Amount was paid.
Muscular Dystrophy
No Evidence of Active Disease
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