IMPORTANT NOTICES GROUP CRITICAL ILLNESS If you reside in one of the following states, please read the important notice applicable to you. Arizona residents: This certificate of insurance may not provide all benefits and protections provided by law in Arizona. Please read this certificate carefully. California residents: THIS IS A SUPPLEMENT TO HEALTH INSURANCE. IT IS NOT A SUBSTITUTE FOR ESSENTIAL HEALTH BENEFITS OR MINIMUM ESSENTIAL COVERAGE AS DEFINED IN FEDERAL LAW. FOR CALIFORNIA RESIDENTS: REVIEW THIS CERTIFICATE CAREFULLY. IF YOU ARE 65 OR OLDER ON THE EFFECTIVE DATE OF THIS CERTIFICATE, YOU MAY RETURN IT TO US WITHIN 30 DAYS FROM THE DATE YOU RECEIVE IT AND WE WILL REFUND ANY PREMIUM YOU PAID. IN THIS CASE, THIS CERTIFICATE WILL BE CONSIDERED TO NEVER HAVE BEEN ISSUED. Florida residents: The benefits of the policy providing Your coverage are governed primarily by the laws of a state other than Florida. To make an inquiry, obtain information about your coverage or to resolve a complaint call 1- If a Covered Person does not like the Policy for any reason, it may be returned to Us within 30 days after receipt. We will return any premium that has been paid and the Policy will be void as if it had never been issued. THIS COVERAGE IS NOT GUARANTEED RENEWABLE IMPORTANT CANCELLATION INFORMATION – PLEASE READ “POLICY TERMINATION” PROVISION IN THE GENERAL PROVISIONS SECTION THIS POLICY IS RENEWABLE AT THE OPTION OF THE POLICYHOLDER AND/OR US Louisiana residents: THIS CERTIFICATE DOES NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE. THIS COVERAGE DOES NOT SATISFY THE INDIVIDUAL MANDATE OF THE AFFORDABLE CARE ACT (ACA). 800-547-5515. Idaho residents: 30 Day Right To Examine Policy
Maryland residents:
Made with FlippingBook. PDF to flipbook with ease