The Date of Diagnosis is the date when the latter of both of the following occurs: 1. The date the confirmatory sample of throat secretions, stool or cerebrospinal fluid that shows the presence of the poliovirus is taken; 2. The Covered Person displays clinical Signs of this disease as confirmed by a Physician. The plan of insurance providing similar benefits sponsored by the Employer and in effect directly prior to the Policy Effective Date. A Prior Plan will include the plan of an employer in effect on the day prior to: 1. that employer’s addition to this policy; or 2. with Our approval, the addition of all employees, or all of a defined group of employees, of an employer, as a result of an agreement to which that employer (or a parent or shareholder of that employer is a party with the Subscriber. For purposes of this policy, means: 1. The return of signs and symptoms of a medical condition or disease with the reappearance of the same histologic pathology. 2. The signs and symptoms of a medical condition or disease that occurs again (reoccurs) with or without a shared or related histologic pathology to a previous disease or condition.
Prior Plan
Recurrence
Sickness
A physical or mental illness.
Skin Cancer
An uncontrolled growth of abnormal skin cells that is: 1. basal cell carcinoma or 2. squamous cell carcinoma or 3. melanoma that is diagnosed as Clark’s Level I or II or Breslow less than 0.75mm The Employee’s current lawful Spouse who is at least Age 18 for any coverage requiring Evidence of Insurability but not yet Age 100. Except for purposes of determining initial eligibility, the term includes a Spouse who is widowed or divorced or legally separated from an Employee. The term includes a common-law Spouse who is recognized as a common- law Spouse under the laws of the jurisdiction where the common-law marriage was formed. A cerebrovascular event resulting in: 1. damage of brain tissue as a result of ischemia or hemorrhage and confirmed by findings on neuroimaging studies, including Brain CT, MRI, MRA or similar diagnostic study, or a lumbar puncture (spinal tap); and 2. at least 96 hours after the event: a. a. clinical evidence of persistent neurological deficits diagnosed by a Physician; or b. b. confirmatory findings on neuroimaging studies, including Brain CT, MRI, MRA, or similar diagnostic study, or lumbar puncture (spinal tap) consistent with a cerebrovascular event.
Spouse
Stroke
Stroke does not include:
1. transient ischemic attack; 2. brain injury related to trauma or infection;
3. brain injury associated with hypoxia or anoxia; 4. vascular disease affecting the eye or optic nerve; or 5. ischemic disorders of the vestibular system. In the event of death, an autopsy confirmation and/or death certificate identifying Stroke, as defined in the Policy, as the cause of death will be accepted. The Date of Diagnosis is the date the cerebrovascular event occurs, and confirmed by:
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