d) The Policy Termination provision is replaced with the following: Policy Termination The Employer may terminate insurance on any Premium Due Date. We may terminate insurance on or after the first anniversary of the Policy Effective Date. Written or authorized electronic notice must be given at least 45 days prior to such Premium Due Date. Failure by the Employer to pay premiums when due or within the Grace Period shall be deemed notice to Us to terminate insurance at the end of the period for which premium was paid. Termination will not affect a claim for a Covered Loss that is the result, directly and independently of all other causes, of a loss that occurs while insurance was in effect. e) The following provision is added at the end of the section: Important Notice The Employer may contact the Insurance Company, using the address or toll-free telephone number given below, with questions or problems with respect to this Policy: Cigna Health and Life Insurance Company 900 Cottage Grove Road Bloomfield, Connecticut 06002 Telephone: 1.800.547.5575 A Covered Person may contact the Insurance Company, using the address or toll-free telephone number given below, with questions or problems with respect to the Covered Person’s Certificate: Cigna Health and Life Insurance Company 900 Cottage Grove Road
Bloomfield, Connecticut 06002 Telephone: 1-800-754-3207
8) Under the Disability Income Rider the following changes are made: a) Coverage is only provided for Disability related to a Covered Critical Illness.
b) The definition of Pre-existing Condition revised to mean any Critical Illness for which a Covered Person received medical treatment, advice, care or services including diagnostic measures, took prescribed drugs or medicines.1 9) Under the Hospital Benefit Rider the following changes are made: The Benefit Waiting Period, Elimination Period and Pre-Existing Condition Limitation do not apply. All references to injury are removed. 10 ) The Term Life Insurance Rider is modified as follows:
The Pre-Existing Condition Limitation does not apply.
11) The following is not available under the Wellness Treatment, Health Screening Test, and Preventive Care Benefit Rider:
Preventative Care benefits are not available
12) The Health Living Wellness Rider is revised as follows:
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