Group Critical Illness Insurance Certificate

SCHEDULE OF BENEFITS FOR CLASS 1

Subscriber: Mid-America Apartments, L.P. Effective Date: January 01, 2024 Certificate Effective Date: June 01, 2024 Minimum Participation Requirements:

10% of eligible Employees or 10 enrolled Employees, whichever is greater

Eligibility Waiting Period: First of the month coinciding with or next following 90 days from date of hire or Active Service. Credit will be given for the period of time of Active Service before the Policy effective date.

CRITICAL ILLNESS BENEFITS FOR EMPLOYEE

All Employee benefits are payable as shown for the Eligible Employee. EMPLOYEE BENEFITS Critical Illness Benefit Benefit Type

Benefit Amount

Voluntary Critical Illness Coverage Initial Benefit Amounts

$10,000, $20,000

Maximum Benefit

$20,000

New Enrollees Guaranteed Issue Amount

Initial Group Enrollment Annual Group Enrollment

$20,000 $20,000 $20,000 $20,000

Life Status Change

New Hire

Current Insureds Guaranteed Issue Amount

Initial Group Enrollment Annual Group Enrollment

$20,000 $20,000 $20,000

Life Status Change

Benefit Waiting Period:

None

CONTINUATION OPTION(S): Applicable Coverage(s)

Critical Illness Benefits and Optional Benefits for the Employee, His Spouse and Dependent Child(ren)

For Family Medical Leave

Maximum Benefit Period

up to 6 months for family medical leave and up to 6 months for military family leave

For Leave of Absence

Maximum Benefit Period

up to 12 weeks

2

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