j) The definition of No Evidence of Disease, if included, includes the following statement: For Heart Attack that means the Covered Person: 1. has an absence of hyperkinesis of the non-infarcted myocardium, as demonstrated by a stable ventricular ejection fraction for a post-myocardial infarction patient; and 2. was discharged from the Inpatient hospital stay for which a(n) Initial Specified Disease Benefit has been paid. k) The definition of Paralysis includes the following: Paralysis must be caused by neuromuscular illnesses including, but not limited to: 1. Guillain-Barre; 2. Chronic Inflammatory Demyelinating Polyneuropathy (CIDP). l) The definition of Totally Disabled or Total Disability has been revised and #2 is replaced with the following: 2. the inability of the Covered Person who is not currently employed to perform the normal activities of like age and sex without human supervision or assistance. 5) Under the Description of Coverages and Benefits section, the following is added to the Initial Critical Illness Benefit as an additional Benefit Condition if there is no separation period between Dates of Diagnosis: a) the Heart Attack the Covered Person has an Inpatient admission. 6) Under the Eligibility section the following Newborn and Adopted Children provision is added: Newborn and Adopted Child(ren) Coverage for a newly born or adopted child shall be provided from the moment of birth or placement for adoption. Coverage for a newly born child shall include coverage for any congenital anomaly. If payment of an additional premium is required to provide coverage for such child, notification of the birth or placement of such child and the payment of the required premium must be furnished to Us within 60 days from the date of birth or placement. 7) Under the Termination of Insurance Provision and Termination of Ported Insurance sections the following replaces the dependent child termination: for a Dependent Child, the date the Dependent Child reaches age 26 unless primarily supported by the Employee and incapable of self-sustaining employment by reason of developmental or physical disability; 8) Under the Extension of Benefits and Waiver of Premium section, the following has been removed from the Rehabilitation During a Period of Disability: We have the sole discretion to approve the Employee's participation in a Rehabilitation Plan and to approve a program as a Rehabilitation Plan. 9) Portability coverage will terminate if the Policy/Subscribers participation under the Policy terminates. 10) Under the Common Exclusions and Limitations the following exclusions do not apply: voluntary ingestion of any narcotic, drug, poison, gas or fumes, unless prescribed or taken under the direction of a Physician and taken in accordance with the prescribed dosage; operating any type of vehicle while under the influence of alcohol or any drug, narcotic or other intoxicant including any prescribed drug for which the Covered Person has been provided a written warning against operating a vehicle while taking it. ''Under the influence of alcohol'', for purposes of this exclusion, means intoxicated, as defined by the law of the state in which the Covered Injury or Covered Illness occurred. 11) Under the Claims Provisions section the following changes are made:
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