Group Critical Illness Insurance Certificate

3. A statement that the claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records, and other information relevant to the claim for benefits; 4. A statement describing any voluntary appeal procedures offered, and the claimant’s right to obtain the information about those procedures, and 5. A statement of the claimant’s right to bring a civil action under section 502(a) of ERISA.

ER-03-2

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