Voluntary Benefit For all Employee coverage, Evidence of Insurability is not required.
If the Employee applies for coverage and agrees to make required contributions within 31 days after the date He becomes eligible and, subject to the Deferred Effective Date Provisions section below, coverage becomes effective on the later of: 1. the effective date of the Subscriber's participation under this Policy; 2. the first of the month following the date We or the Employer receive the Employee’s completed enrollment form.
For all Spouse coverage, Evidence of Insurability is not required.
If the Spouse is eligible for coverage, and the Employee applies for coverage and agrees to make required contributions within 31 days after the date the Spouse becomes eligible and, subject to the Deferred Effective Date Provisions section below, coverage becomes effective on the later of: 1. the effective date of the Subscriber's participation under this Policy; 2. the date the Employee becomes eligible; 3. the date the Employee’s coverage becomes effective; 4. the date the dependent meets the definition of Spouse as applicable; 5. the first of the month following the date We or the Employer receive the completed enrollment form.
For all Dependent Child coverage, Evidence of Insurability is not required.
If the Dependent Child is eligible for coverage, and the Employee applies for coverage and agrees to make required contributions within 31 days after the date the Dependent Child becomes eligible and, subject to the Deferred Effective Date Provisions section below, coverage becomes effective on the later of: 1. the effective date of the Subscriber's participation under this Policy; 2. the date the Employee becomes eligible; 3. the date the Employee’s coverage becomes effective; 4. the date the dependent meets the definition of Dependent Child as applicable; 5. the first of the month following the date We or the Employer receive the completed enrollment form for Dependent Child coverage.
If coverage for a Dependent Child is in force and another Dependent Child becomes eligible, coverage for that child is effective on the date the child qualifies as a Dependent Child.
Effective Date of Certain Changes Any increase or decrease in the amount of coverage for the Covered Person resulting from: 1. a change in benefits provided by this Policy; or 2. a change in the Employee’s Covered Class, will take effect on the date of such change. Increases will take effect subject to any Active Service requirement.
DEFERRED EFFECTIVE DATE PROVISIONS
Not in Active Service The effective date of coverage will be deferred for any Employee or any eligible Spouse or Dependent Child who is not in Active Service on the date insurance would otherwise become effective. Coverage will become effective on the later of the date He returns to Active Service, or the date coverage would otherwise have become effective.
INDIVIDUAL ENROLLMENT EVENTS
Annual Re-Enrollment and Life Status Change An Annual Re-Enrollment is a period of time once per year, no more than twice per year as agreed to by Us and the Subscriber when an Employee can apply for coverage or to increase coverage on Himself, Spouse or Dependent Child under this Policy. Life Status Change A Life Status Change is an event that the Employer has determined qualifies an Employee to apply for coverage or to increase coverage on Himself, His Spouse or Dependent Child due to a Life Status Change under this Policy.
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