• with respect to a Spouse or Dependent Child, the date of the death of the covered Employee or the date of divorce from the covered Employee unless the Employee elects to continue coverage, including coverage on any Dependent Child;
b) The following has been revised as shown:
• for a Dependent Child, the first day of the month following the date the Dependent Child reaches age 26 unless primarily supported by the Employee and incapable of self-sustaining employment by reason of mental or physical impairment or otherwise ceases to meet the definition of a Dependent Child;
7) The Extension of Benefits and Waiver of Premium Provision section is revised as follows:
a) The 1 st paragraph of the Extension of Benefits is revised as follows:
If an Employee’s Active Service ends due to a Disability, and the Employee becomes Disabled while less than age 60, coverage for the Hospital Indemnity Benefits shown in the Schedule of Benefits will be extended without premium payment when the Employee submits satisfactory proof that He has been continuously Disabled for the Extension Elimination Period shown in the Schedule of Benefits until the earlier of the following dates:
1. the date the Employee is no longer Disabled; 2. 12 months after the end of Active Service; or 3. the date the Policy terminates.
b) The Waiver of Premium section, the Termination of Waiver provision is revised as follows:
i) The following does not apply:
The date He refuses to participate in a Rehabilitation plan for which We determine him or her to be eligible;
ii) The definition of Disability is revised as follows:
“Disability/Disabled” means because of Injury or Illness an Employee is unable to perform the material duties of his or her Regular Occupation, or is receiving disability benefits under the Employer's plan, during the initial 12 months of continuous Disability. Thereafter, the Employee must be continuously unable to engage in employment or occupation for which He may reasonably become qualified based on education, training or experience. iii) The following have been added: Failure to submit satisfactory proof of Disability or continued Disability within the time periods specified above does not invalidate the claim if the Employee can show that it was not reasonably possible to submit such proof within the prescribed time limit.
8) The Portability section is revised as follows:
Coverage provided by this Policy is portable for an Employee for whom all eligibility ends under this Policy as shown in the Schedule of Benefits and satisfies all of the conditions below.
Whose Insurance is Portable
A covered Employee who applies and agrees to pay required premiums within 60 days of the loss of eligibility of coverage may remain covered under this Policy for the Portable Period shown in the Schedule of Benefits .
Any Spouse or Dependent Child coverage provided under the covered Employee’s Certificate is portable when the Employee ports His coverage.
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