Cigna Health and Life Insurance Company 900 Cottage Grove Road, Bloomfield, Connecticut 06002 A Stock Insurance Company
GROUP HOSPITAL INDEMNITY CERTIFICATE
THIS CERTIFICATE PROVIDES LIMITED COVERAGE. PLEASE READ YOUR CERTIFICATE CAREFULLY.
THIS IS A GROUP HOSPITAL INDEMNITY INSURANCE POLICY. BENEFITS PROVIDED ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES.
THIS IS NOT A SUBSTITUTE FOR COMPREHENSIVE HEALTH INSURANCE . THIS COVERAGE DOES NOT SATISFY THE INDIVIDUAL MANDATE OF THE AFFORDABLE CARE ACT (ACA).
We, the Cigna Health and Life Insurance Company, have issued a Group Policy, HC111341 to Trustee of the Group Insurance Trust for Employers in the Finance, Insurance and Real Estate Industry.
We certify that We insure all eligible persons who are enrolled according to the terms of the Group Policy. Your coverage will begin according to the terms set forth in the Effective Date Provisions section.
This Certificate describes the benefits and basic provisions of Your coverage. It is not the insurance contract and does not waive or alter any terms of the Policy. If questions arise, the Policy language will govern. You may examine the Policy at the office of the Subscriber or the Administrator.
This Certificate replaces all prior Certificates issued to You under the Group Policy.
Geneva Campbell Brown Corporate Secretary
Julia M.Huggins Senior Vice President of US Markets President CHLIC
30 DAY RIGHT TO EXAMINE CERTIFICATE
Within 30 days of receipt of this Certificate, You can return it to us for any reason if not satisfied with the insurance provided under this Certificate. We will return any premium that has been paid and this Certificate will be void as if it had never been issued.
THIS CERTIFICATE DOES NOT CONTAIN COMPREHENSIVE ADULT WELLNESS BENEFITS AS DEFINED BY WYOMING LAW.
Series 1.0
GHIP1.2-CE1000.WY
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