Group Hospital Insurance Certificate

SCHEDULE OF BENEFITS FOR CLASS 1

Subscriber: Mid-America Apartments, L.P.

Effective Date: January 01, 2024

Minimum Participation Requirements:

10% of eligible Employees or 10 enrolled Employees, whichever is greater

Eligibility Waiting Period: First of the month coinciding with or next following 90 days from date of hire or Active Service. Credit will be given for the period of time of Active Service before the Policy effective date.

BENEFIT AMOUNTS PAYABLE All Employee benefits are payable at 100% of the Benefit Amount shown for the Eligible Employee.

All Spouse benefits are payable at 100% of the Benefit Amount shown for the Employee, unless otherwise indicated. All Dependent Child(ren) benefits are payable at 100% of the Benefit Amount shown for the Employee, unless otherwise indicated

Benefit Waiting Period: 0 days unless otherwise specified

CONTINUATION OPTION(S): Applicable Coverage(s)

Hospital Indemnity Benefits for the Employee, His Spouse and Dependent Child(ren)

For Family Medical Leave

Maximum Benefit Period

up to 6 months for family medical leave and up to 6 months for military family leave

For Leave of Absence

Maximum Benefit Period

up to 12 weeks

Portability

Portable Period

Coverage continues to age 100 for Employee, to age 100 for Spouse, to age 26 for Dependent Child, unless otherwise specified

Amount of Portable Insurance Coverage(s) that may be ported Benefit(s) that may be ported

100%

Employee, Spouse, Dependent Child

All

Maximum Age

As of the date of porting, 100 for Employee, 100 for Spouse, 26 for Dependent Child, unless otherwise specified

HOSPITAL INDEMNITY BENEFITS

PLAN 1

EMPLOYEE BENEFITS

HOSPITALIZATION BENEFITS

2

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