STEP 3 ASSESSMENT
When assessing requests for an alternative repayment arrangement (ARA) we will use the following information provided by you to assess your individual situation.
The information provided in your SFS
Your personal circumstances – household income, expenditure and household budget.
Your overall personal debt.
Your current ability to make repayments.
Your previous repayment history.
Any other relevant personal information.
The long-term sustainability of the mortgage.
At the end of the assessment stage, we will have a clear picture of your individual situation and whether it meets the criteria for any alternative repayment options or measures. Our goal is to keep you in your family home wherever possible, where you are working with us to prioritise your mortgage repayments.
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Contact Us: 053 94 88709 | arrearssupport@alturacu.ie
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