TO:
Employees Eligible for Group Health Benefits under the Wohlsen Construction Group Health Plans
DATE:
January 1, 2025
SUBJECT:
Required Annual Notices for Group Health Plans
***Important Information – Action May Be Required***
To make sure that you have all the information you need to make informed decisions for you and your family, the law requires Wohlsen Construction to provide you with notice of certain legal rights that you may have and legal obligations that apply to the Wohlsen Construction Group Health Plan. These rights and obligations are described in more detail in the enclosed notices. Contents Women’s Health and Cancer Rights Act (WHCRA) Notice Page2 Newborns’ and Mother’s Health Protection Act (NMHPA) Notice Page2 Notice of HIPAA Privacy Practices Page2 Notice of HIPAA Special Enrollment Rights Page5 Health Insurance Marketplace Coverage Options and Your Health Coverage Page7 Important Notice about Your Prescription Drug Coverage and Medicare Page9 Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP) Page 11 Model General Notice of COBRA Continuation Coverage Rights Page16 Your Rights and Protections Against Surprise Medical Bills Page20 You should review these notices closely and keep them with other materials that you receive about benefits available under the Plan. If you have any questions about any of the legal rights and obligations described below or the Plan, you should write or call:
Kristina Lucia, Director of Human Resources 548 Steel Way | Lancaster, PA 17604 (717) 205-4674 | klucia@wohlsen.com
The following notices are not intended to be a description of the benefits offered under the Plan. For more information about specific benefits, refer to the Summary Plan Descriptions for the Plan, which are available by contacting Human Resources..
If you (and/or your dependents) have Medicare or will become eligible for Medicare in the next 12 months, a Federal law gives you more choices about your prescription drug coverage. Please see page9 for more details.
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